1918 Hillcrest Dr, Polson, MT 59860 Property Records

Lake County property record for 1918 Hillcrest Dr, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,939 sqft · built 1995
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$554,600 (May 2020)
Tax Bill	$3,037 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R657407`

Property Details

APN / Parcel Number

Primary APN	`R657407`
Alternative APNs	`15-3228-11-2-01-10-0000` `0000003933`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,939 sqft Living Area
1st Floor Area	1,939 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	85,378 sqft (1.96 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,514 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	307 sqft
Deck Area	486 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000003933
Street Address	1918 HILLCREST DR
City	POLSON
State	MT
Zip	59860-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	S11, T22 N, R20 W, ACRES 1.96, AMND TR A OF THE AMND PLAT WILLIAMS ADD & ALSO TR A & B COS 5184
Legal Range	20W
Legal Township	22N
Legal Section	11
Legal Subdivision	WILLIAMS ADDITION TO LAKEVIEW TRACT5S
Legal Tract	A
Legal Lot Number	9
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3006
Census Tract	940305

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1387, POLSON, MT 59860-1387
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 29, 2020	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Nov 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Jul 23, 2010 · Amount on Record
Deed Document Number	2020577460
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	0000534119
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	1918 HILLCREST DR, POLSON, MT 59860-7231
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	586391
Date	Mar 10, 2021
Instrument	586391

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	May 29, 2020
Property Address	1918 HILLCREST DR, POLSON, MT 59860-7231
Document Number	577460
Instrument Date	May 28, 2020
Instrument	577460
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1228 COLUMBIA FALLS STAGE, 1228, COLUMBIA FALLS, MT 59912-9314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1918 HILLCREST DR, POLSON, MT 59860-7231

Mortgage

Document Number	577461
Date	May 29, 2020
Instrument	577461

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	1918 HILLCREST DR, POLSON, MT 59860-7231
Transaction Type	Mortgage
Record Updated	Nov 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 559062
Date	Nov 8, 2017
Instrument	559062

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,037.00 (-18.71%)	$666,000 (-)
2025	$3,736.00 (-11.15%)	$666,000 (+26.95%)	$666,000 (+26.95%) Land $256,096 Building $409,904
2023	$4,205.00	$524,600	$524,600 Land $109,496 Building $415,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Montana CommunityTel.

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