1918 Garden Ln, Cincinnati, OH 45237 Property Records

Hamilton County property record for 1918 Garden Ln, Cincinnati, OH 45237

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,429 sqft · built 1931
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on Record
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-0002-0287-00`

Property Details

APN / Parcel Number

Primary APN	`119-0002-0287-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,075 sqft
Attic	Attic
Attic Area	354 sqft
Basement Area	984 sqft

Exterior

Year Built	Built 1931
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1918 GARDEN LN
City	CINCINNATI
State	OH
Zip	45237-6022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1918 GARDEN LN 40 X 105.31 IRR LOT 67 SWISS GARDEN SUB
Legal Subdivision	SWISS GARDEN SUB
Legal Lot Number	67
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	6300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1918 GARDEN LN, CINCINNATI, OH 45237-6022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage VERITAS FUNDING LLC
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 30, 2015
Transfer Doc	0000000265
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1918 GARDEN LN, CINCINNATI, OH 45237-6022
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 GARDEN LN, CINCINNATI, OH 45237-6022

Mortgage

Document Number	0000077208
Date	Oct 6, 2025
Book Page	15515/99
Instrument	2025-0077208

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1918 GARDEN LN, CINCINNATI, OH 45237-6022
Document Number	0000123777
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1918 GARDEN LN CINCINNATI OH 452376022, CINCINNATI, OH 45237-6022

Mortgage

Document Number	0000123777
Date	Nov 24, 2020
Book Page	014302/001560
Instrument	123777

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Nov 23, 2043

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 (+3.1%)	$35,480 (-) Land $4,557 Building $30,923
2024	$2,126.00 (-3.32%)	$35,480 (-) Land $4,557 Building $30,923
2023	$2,199.00 (+98.29%)	$35,480 (+125.01%) Land $4,557 Building $30,923	$101,370 (+125.02%) Land $13,020 Building $88,350
2022	$1,109.00 Homeowner's exemption	$15,768 Land $4,456 Building $11,312
2020			$45,050 Land $12,730 Building $32,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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