19170 Elder Tree Ct, Oregon City, OR 97045 Property Records

Clackamas County property record for 19170 Elder Tree Ct, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,095 sqft · built 1998
Lot Size	0.184 acres (8,007 sqft)
Owner	Individual Name on Record
Last Sale	$590,058 (Jun 2022)
Tax Bill	$6,738 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31E12AC07700`

Property Details

APN / Parcel Number

Primary APN	`31E12AC07700`
Alternative APN	`01798950`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,095 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,007 sqft (0.184 acres)
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	01798950
Street Address	19170 ELDER TREE CT
City	OREGON CITY
State	OR
Zip	97045-5904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	3383 HAZEL MEADOWS LT 31
Legal Range	1E
Legal Township	3S
Legal Section	12
Legal Subdivision	HAZEL MEADOWS
Legal Lot Number	31
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1001
Census Tract	22602

Owner

Source: Clackamas County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19170 ELDER TREE CT, OREGON CITY, OR 97045-5904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 9, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Feb 9, 2017 · Amount on Record
Deed Document Number	202237101
Prior Transfer Date	Dec 8, 2009
Prior Transfer Doc	0000004332
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19170 ELDER TREE CT, OREGON CITY, OR 97045-5904
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19170 ELDER TREE CT, OREGON CITY, OR 97045-5904

Mortgage

Document Number	0000063343
Date	Dec 19, 2022
Instrument	2022-063343

Lender

Name	BANNER BANK
Type	Bank
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 27, 2022
Property Address	19170 ELDER TREE CT, OREGON CITY, OR 97045-5904
Document Number	0000037101
Instrument Date	Jun 27, 2022
Instrument	2022-037101
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19170 ELDER TREE CT, OREGON CITY, OR 97045-5904

Mortgage

Document Number	0000037102
Date	Jun 27, 2022
Instrument	2022-037102

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19170 ELDER TREE CT, OREGON CITY, OR 97045-5904
Transaction Type	Mortgage
Record Updated	Jun 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051490
Date	May 24, 2021
Instrument	2021-051490

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19170 ELDER TREE CT, OREGON CITY, OR 97045-5904
Document Number	0000046780
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19170 ELDER TREE CT OREGON CITY OR 970455904, OREGON CITY, OR 97045-5904

Mortgage

Document Number	0000046780
Date	Aug 9, 2019
Instrument	46780

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 9, 2017
Property Address	19170 ELDER TREE CT, OREGON CITY, OR 97045-5904
Document Number	0000009551
Instrument Date	Feb 7, 2017
Instrument	2017-009551
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATL TITLE OREGON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19170 ELDER TREE CT, OREGON CITY, OR 97045-5904

Mortgage

Document Number	0000009552
Date	Feb 9, 2017
Instrument	2017-009552

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,738.00 (+13%)	$336,356 (+6.09%)	$622,849 (+2.31%) Land $248,649 Building $374,200
2023	$5,963.00	$317,049	$608,815 Land $241,645 Building $367,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Also Mapped Here	CLACKAMAS RIVER WATER
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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