1917 FM 999, Gary, TX 75643 Property Records

Panola County property record for 1917 FM 999, Gary, TX 75643

Property Summary

Property Type	Rural Home
Details	2,488 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,600 (Jul 2020)
Tax Bill	$4,522 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2023 Mortgage + 1 more
APN	`00049-01290-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00049-01290-00000-000000`
Alternative APN	`14875`

Interior

Building Area	2,488 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	480 sqft

Location & Zoning

Account Number	00049-01290-00000-000000
Street Address	1917 FM 999
City	GARY
State	TX
Zip	75643-4325
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05
Legal Description	AB 49 J BRADLEY
Legal Subdivision	JOHN M BRADLEY SURVEY A 49
Jurisdiction	PANOLA TX
Township / Civil Division	GARY CITY
Census Block Group	2
Census Block	2015
Census Tract	950600

Owner

Source: Panola County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1917 FM 999, GARY, TX 75643-4325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS CHOICE CREDIT UNION
Nov 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 8, 2020	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	2020225985
Deed Book / Page	2088 / 40
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	2088/40
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Recording Date	Apr 8, 2026
Property Address	1917 FM 999, GARY, TX 75643-4325
Document Number	0000001583
Instrument Date	Mar 2, 2026
Instrument	20261583
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1917 FM 999, GARY, TX 75643-4325
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001583,
Date	Apr 8, 2026
Instrument	20261583

Lender

Name	MEMBERS CHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6.1%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	1917 FM 999, GARY, TX 75643-4325
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1917 FM 999, GARY, TX 75643-4325

Mortgage

Document Number	0000254880
Date	Nov 27, 2023
Instrument	254880

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Aug 1, 2050

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PANOLA TX
Recording Date	Jul 8, 2020
Property Address	1917 FM 999, GARY, TX 75643-4325
Document Number	2088/40
Book / Page	2088 / 40
Instrument Date	Jul 2, 2020
Instrument	225985
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 109, GARY, TX 75643-0109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5723 S STONE BLUFF WAY, KEARNS, UT 84118-9272

Mortgage

Document Number	225986
Date	Jul 8, 2020
Instrument	225986

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gary City Town
County	Panola County
Unified School District	Gary Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,522.00 (+9.44%) Homeowner's exemption	$219,800 (-23.47%)	$282,010 (-1.81%) Land $5,350 Building $276,660
2025	$4,132.00 (+89.54%) Homeowner's exemption	$287,200 (+73.91%) Land $5,350 Building $281,850	$287,200 (+73.91%) Land $5,350 Building $281,850
2023		$165,140 Land $4,080 Building $161,060	$165,140 Land $4,080 Building $161,060
2022	$2,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARY WSC serves 1,050 people · EPA ID TX1830008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024 Corrosion control Oct 2014
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 999

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