1916 Wallace St, Gary, IN 46404 Property Records

Lake County property record for 1916 Wallace St, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,900 sqft · built 1967
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$193,515 (Apr 2026)
Tax Bill	$1,308 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-42-0262-0004`

Property Details

APN / Parcel Number

Primary APN	`001-25-42-0262-0004`
Alternative APNs	`45-08-07-452-014.000-004` `254202620004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,900 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	1,450 sqft
Basement Area	888 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1916 WALLACE ST
City	GARY
State	IN
Zip	46404-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E. ENGLEWOOD ADD. E. CHGO. ALL LOTS 4 & 5 BL.11
Legal Subdivision	E. ENGLEWOOD ADD
Legal Block	11
Legal Lot Number	4,5
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2033
Census Tract	11100

Owner

1916 Wallace St is owned and occupied by an individual who bought it in April 2026.

Source: Lake County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1916 WALLACE ST, GARY, IN 46404-2652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK
Apr 27, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 25, 2018	Quit Claim Deed, Transfer Quitclaim
May 15, 2018	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on File
Deed Sale	Apr 8, 2026 · Amount on File
Prior Sale	Apr 27, 2020 · Amount on File
Deed Document Number	2026513909
Prior Transfer Date	Dec 2, 2013
Prior Transfer Doc	2014002124
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1916 WALLACE ST, GARY, IN 46404-2652
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002078
Date	Apr 5, 2021
Instrument	2021-502078

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 8, 2026
Property Address	1916 WALLACE ST, GARY, IN 46404-2652
Document Number	0000513909
Instrument Date	Apr 1, 2026
Instrument	2026513909
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 WALLACE ST, GARY, IN 46404-2652

Mortgage

Document Number	0000513910,
Date	Apr 8, 2026
Instrument	2026513910

Lender

Name	CENTIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 8, 2026
Property Address	1916 WALLACE ST, GARY, IN 46404-2652
Document Number	0000013909
Instrument Date	Apr 1, 2026
Instrument	2026513909
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 WALLACE ST, GARY, IN 46404-2652

Mortgage

Document Number	0000513910,
Date	Apr 8, 2026
Instrument	2026513910

Lender

Name	CENTIER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 27, 2020
Property Address	1916 WALLACE ST, GARY, IN 46404-2652
Document Number	0000023406
Map Reference	MB 2 PG 26
Instrument Date	Mar 27, 2020
Instrument	2020 023406
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 WALLACE ST, GARY, IN 46404-2652

Mortgage

Document Number	0000023407
Date	Apr 27, 2020
Instrument	2020 023407

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jun 25, 2018
Property Address	1916 WALLACE ST, GARY, IN 46404-2652
Document Number	0000039406
Instrument Date	Jun 25, 2018
Instrument	39406
Transaction Type	Transfer
Record Updated	Jul 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4544 HARRISON ST GARY IN 464083930, GARY, IN 46408-3930

May 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	May 15, 2018
Property Address	1916 WALLACE ST, GARY, IN 46404-2652
Document Number	0000030024
Instrument Date	May 2, 2018
Instrument	30024
Transaction Type	Foreclosure
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4544 HARRISON ST GARY IN 464083930, GARY, IN 46408-3930

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$154,300 Land $12,000 Building $142,300	$154,300 Land $12,000 Building $142,300
2024	$1,308.00
2023		$106,500 (+19.39%) Land $12,000 Building $94,500	$106,500 (+19.39%) Land $12,000 Building $94,500
2022	$1,036.00 Homeowner's exemption	$89,200 Land $8,600 Building $80,600	$89,200 Land $8,600 Building $80,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1916 Wallace St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1916 Wallace St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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