1916 Saddle Farm Ln, Naperville, IL 60564 Property Records

Will County property record for 1916 Saddle Farm Ln, Naperville, IL 60564

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,010 sqft · built 2013
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Last Sale$826,000 (Dec 2013)
Tax Bill$29,110 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Apr 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-01-02-113-012

Property Details

APN / Parcel Number

Primary APN07-01-02-113-012

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,010 sqft Total Area
1st Floor Area2,576 sqft
2nd Floor Area2,434 sqft
Basement Area2,576 sqft
Unfinished Basement2,576 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Construction TypeFrame
Lot Area24,394 sqft (0.56 acres)
Garage Area936 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1916 SADDLE FARM LN
CityNAPERVILLE
StateIL
Zip60564-4500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 IN PADDOCKS SUB, BEING A SUB OF PRT OF THE NW1/2 OF SEC 2, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section02
Legal SubdivisionTHE PADDOCKS
Legal Block1
Legal Lot Number21
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group1
Census Block1009
Census Tract880303

Owner

1916 Saddle Farm Ln is owned and occupied by two individuals who bought it in December 2013.

Source: Will County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address1916 SADDLE FARM LN, NAPERVILLE, IL 60564-4500
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 1, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
May 20, 2020Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2013 · Amount on File
Deed SaleDec 31, 2013 · Amount on File
Prior SaleAug 20, 2013 · Amount on File
Deed Document Number2013144814
Prior Transfer DateFeb 15, 2011
Prior Transfer Doc0000038142
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1916 SADDLE FARM LN, NAPERVILLE, IL 60564-4500
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1916 SADDLE FARM LN, NAPERVILLE, IL 60564-4500

Mortgage

Document Number0000050467
DateSep 26, 2023
InstrumentR2023050467
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1916 SADDLE FARM LN, NAPERVILLE, IL 60564-4500
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017965
DateApr 1, 2019
InstrumentR2019017965
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMar 9, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1916 SADDLE FARM LN, NAPERVILLE, IL 60564-4500
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038412
DateMay 20, 2020
InstrumentR2020038412
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueApr 28, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address1916 SADDLE FARM LN, NAPERVILLE, IL 60564-4500
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052607
DateMay 11, 2021
InstrumentR2021052607
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate2.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1916 Saddle Farm Ln was $29,110.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,110.00$474,914 (+9.95%) Land $78,959 Building $395,955$1,424,742 (+9.95%) Land $236,877 Building $1,187,865
2024$431,937 Land $71,814 Building $360,123$1,295,811 Land $215,442 Building $1,080,369
2022$24,915.00 Homeowner's exemption$349,885 Land $60,013 Building $289,872$1,049,655 Land $180,039 Building $869,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1916 Saddle Farm Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1983–1996)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1916 Saddle Farm Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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