1916 Ridgeville Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1916 Ridgeville Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 855 sqft · built 1940
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (May 2026)
Tax Bill	$4,170 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-904-90010247`

Property Details

APN / Parcel Number

Primary APN	`01-904-90010247`
Alternative APNs	`1-904-90010247` `90490010247`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	855 sqft Living Area
Gross Area	927 sqft
1st Floor Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Porch	Enclosed Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	90490010247
Street Address	1916 RIDGEVILLE RD
City	EDGEWATER
State	MD
Zip	21037-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 419 433 TO 435 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	419
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1016
Census Tract	701103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1916 RIDGEVILLE RD, EDGEWATER, MD 21037-1726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE
Apr 23, 2020	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Mar 29, 2019	Grant Deed, Transfer HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Book / Page	42393 / 67
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 29, 2026
Property Address	1916 RIDGEVILLE RD, EDGEWATER, MD 21037-1726
Document Number	4239000067
Book / Page	42393 / 67
Instrument Date	May 22, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ALLY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$348,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 RIDGEVILLE RD, EDGEWATER, MD 21037-1726

Mortgage

Document Number	4239000075,
Date	May 29, 2026
Book Page	42393/75

Lender

Name	FIRST HERITAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	4239000091,
Date	May 29, 2026
Book Page	42393/91

Lender

Name	CARTER BANK AND TRUST

Agreement

Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 23, 2020
Property Address	1916 RIDGEVILLE RD, EDGEWATER, MD 21037-1726
Document Number	0344810184
Book / Page	34481 / 184
Map Reference	MB 8 PL 8 PL 424
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLEMAX LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1916 RIDGEVILLE RD, EDGEWATER, MD 21037-1726

Mortgage

Document Number	3448190
Date	Apr 23, 2020
Instrument	3448/190

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 29, 2019
Property Address	1916 RIDGEVILLE RD, EDGEWATER, MD 21037-1726
Document Number	0329930026
Book / Page	032993 / 000026
Instrument Date	Mar 21, 2019
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	HOMELAND TITLE AND ESCROW LIMITED, HOMELAND TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	712 WARREN DR ANNAPOLIS MD 214032810, ANNAPOLIS, MD 21403-2810

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,900 (+6.37%) Land $232,000 Building $92,900	$324,900 (-) Land $232,000 Building $92,900
2025	$4,170.00 (+5.49%)	$305,433 (+14.61%)	$324,900 (+21.91%) Land $232,000 Building $92,900
2024	$3,953.00 (+35.84%)
2023	$2,910.00	$266,500 Land $179,000 Building $87,500	$266,500 Land $179,000 Building $87,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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