1916 Mason Lake Rd, Berea, KY 40403 Property Records

Madison County property record for 1916 Mason Lake Rd, Berea, KY 40403

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	37 acres (1,614,726 sqft)
Owner	Individual Name on File
Last Sale	$41,000 (Oct 2012)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0062-0000-0024-B`

Property Details

APN / Parcel Number

Primary APN	`0062-0000-0024-B`
Alternative APNs	`127104` `89957` `56727`

Exterior

Lot Area	1,614,726 sqft (37 acres)

Location & Zoning

Account Number	56727
Street Address	1916 MASON LAKE RD
City	BEREA
State	KY
Zip	40403-9269
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	TRACT 1 (37.069 ACRES)
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1010
Census Tract	11301

Owner

1916 Mason Lake Rd, an agricultural property, is owned and occupied by an individual who bought it in October 2012.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1916 MASON LAKE RD, BEREA, KY 40403-9269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Feb 23, 2017	Deed of Trust, Mortgage · Construction Mortgage APPALACHIAN COMMUNITY FCU
Apr 15, 2019	Deed of Trust, Mortgage · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2012 · Amount on File
Deed Sale	Oct 19, 2012 · Amount on File
Deed Document Number	0000731446
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1916 MASON LAKE RD, BEREA, KY 40403-9269
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M2156/17
Date	May 2, 2022
Book Page	M2156/17
Instrument	2014089783

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1916 MASON LAKE RD, BEREA, KY 40403-9269
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2116/749
Date	Dec 10, 2021
Book Page	M2116/749
Instrument	2014067956

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Dec 1, 2034

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1916 MASON LAKE RD, BEREA, KY 40403-9269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01729/125
Date	Feb 23, 2017
Book Page	M01729/125
Instrument	2013954783

Lender

Name	APPALACHIAN COMMUNITY FCU
Type	Credit Union
Address	JOHNSON CITY, TN 37615

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Dec 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1916 MASON LAKE RD, BEREA, KY 40403-9269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01857/160
Date	Apr 15, 2019
Book Page	M01857/160
Instrument	2013990977

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1916 MASON LAKE RD, BEREA, KY 40403-9269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01916/292
Date	Feb 5, 2020
Book Page	M01916/292
Instrument	2014006788

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1916 Mason Lake Rd was $1,225 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,225.00 Additional exemption filed	$130,000	$130,000
2023	$1,261.00	$130,000	$130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1916 Mason Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1916 Mason Lake Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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