1916 Eloise Way, Upland, CA 91784 Property Records

San Bernardino County property record for 1916 Eloise Way, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,480 sqft · built 1973
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,551 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1005-121-38-0000`

Property Details

APN / Parcel Number

Primary APN	`1005-121-38-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,480 sqft Living Area
Gross Area	3,162 sqft
1st Floor Area	2,480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	120 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	396 sqft
Patio Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1916 ELOISE WAY
City	UPLAND
State	CA
Zip	91784-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8091 LOT 30
Legal Subdivision	TRACT NO 8091
Legal Tract	8091
Legal Block	2
Legal Lot Number	30
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2001
Census Tract	816

Owner

1916 Eloise Way is owned and occupied by two individuals who acquired it in February 2011.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1916 ELOISE WAY, UPLAND, CA 91784-1520
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Feb 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Feb 29, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2011
Deed Sale	Feb 2, 2011
Deed Document Number	201147813
Prior Transfer Date	Jan 20, 2011
Prior Transfer Doc	0000047813
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1916 ELOISE WAY, UPLAND, CA 91784-1520
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 ELOISE WAY, UPLAND, CA 91784-1520

Mortgage

Document Number	0000329428
Date	Jul 21, 2021
Instrument	2021-0329428

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	927 Months
Due	Sep 30, 2098

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1916 ELOISE WAY, UPLAND, CA 91784-1520
Document Number	0000079887
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1916 ELOISE WAY UPLAND CA 917841520, UPLAND, CA 91784-1520

Mortgage

Document Number	0000079887
Date	Mar 5, 2020
Instrument	79887

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Mar 4, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.97%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1916 ELOISE WAY, UPLAND, CA 91784-1520
Document Number	0000079888
Instrument Date	Feb 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1916 ELOISE WAY UPLAND CA 917841520, UPLAND, CA 91784-1520

Mortgage

Document Number	0000079888
Date	Mar 5, 2020
Instrument	79888

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	Mar 4, 2098

Interest

Rate Type	Adjustable Rate
Rate	3.97%

Tax Assessment & Valuation

The 2025 property tax bill for 1916 Eloise Way was $4,551 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,187 (+2%) Land $130,813 Building $289,374
2025	$4,551.00 Homeowner's exemption	$411,948 Land $128,248 Building $283,700
2023	$4,338.00 (+2.24%) Homeowner's exemption	$395,951 Land $123,268 Building $272,683
2022	$4,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1916 Eloise Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1916 Eloise Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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