1916 190th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1916 190th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,917 sqft · built 2007
Lot Size	0.079 acres (3,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$494,000 (Jun 2023)
Tax Bill	$5,000 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500382-0-480`

Property Details

APN / Parcel Number

Primary APN	`500382-0-480`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,917 sqft Living Area
Gross Area	2,349 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	3,420 sqft (0.079 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1916 190TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 34 TOWNSHIP 19 RANGE 03 QUARTER 44 PLAT BERKSHIRE PDD LOT 48 TOG/W UND INT IN TRS A, C & D EASE OF RECORD OUT OF 03-19-34-4-025 SEG 2007-0555 JU 1/3/07JU
Legal Range	03
Legal Township	19
Legal Section	34
Legal Subdivision	BERKSHIRE PDD
Legal Tract	A
Legal Lot Number	48
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2017
Census Tract	71417

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1916 190TH STREET CT E, SPANAWAY, WA 98387-4113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 16, 2023	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG
Jan 12, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Document Number	2023425
Prior Transfer Date	Jul 6, 2012
Prior Transfer Doc	0000000311
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1916 190TH STREET CT E, SPANAWAY, WA 98387-4113
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 190TH STREET CT E, SPANAWAY, WA 98387-4113

Mortgage

Document Number	0001200053
Date	Jan 20, 2022
Instrument	202201200053

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1916 190TH STREET CT E, SPANAWAY, WA 98387-4113
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006020299
Date	Jun 2, 2022
Instrument	202206020299

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jun 16, 2023
Property Address	1916 190TH STREET CT E, SPANAWAY, WA 98387-4113
Document Number	0006160425
Map Reference	DOC 200612215001
Instrument Date	Jun 13, 2023
Instrument	202306160425
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,904.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 190TH STREET CT E, SPANAWAY, WA 98387-4113

Mortgage

Document Number	0006160426
Date	Jun 16, 2023
Instrument	202306160426

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1916 190TH STREET CT E, SPANAWAY, WA 98387-4113
Document Number	1908280270
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1916 190TH STREET CT E SPANAWAY WA 983874113, SPANAWAY, WA 98387-4113

Mortgage

Document Number	1908280270
Date	Aug 28, 2019
Instrument	201908280270

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jan 12, 2018
Property Address	1916 190TH STREET CT E, SPANAWAY, WA 98387-4113
Document Number	0001120578
Map Reference	DOC200612215001
Instrument Date	Jan 9, 2018
Instrument	201801120578
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,144.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 190TH STREET CT E, SPANAWAY, WA 98387-4113

Mortgage

Document Number	0001120579
Date	Jan 12, 2018
Instrument	201801120579

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,000.00 (+3.41%)	$433,900 (+10.02%) Land $136,900 Building $297,000	$433,900 (+10.02%) Land $136,900 Building $297,000
2025	$4,835.00 (+3.8%)
2024	$4,658.00 (-4.2%)	$394,400 (-6.3%) Land $146,000 Building $248,400	$394,400 (-6.3%) Land $146,000 Building $248,400
2023	$4,862.00	$420,900 Land $141,000 Building $279,900	$420,900 Land $141,000 Building $279,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Lightcurve, Verizon.

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