19159 Stedwick Dr, Gaithersburg (Montgomery Village), MD 20886 Property Records

Montgomery County property record for 19159 Stedwick Dr, Gaithersburg, MD 20886

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,252 sqft · built 1970
Lot Size	0.061 acres (2,663 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Oct 2011)
Tax Bill	$3,834 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00798454`

Property Details

APN / Parcel Number

Primary APN	`09-00798454`
Alternative APN	`00798454`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,252 sqft Living Area
1st Floor Area	1,000 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	2,663 sqft (0.061 acres)
Deck Area	48 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00798454
Street Address	19159 STEDWICK DR
City	MONTGOMERY VILLAGE
State	MD
Zip	20886-3954
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	TLD
Legal Description	PT SEC 2C STEDWICK M V TWNHS
Legal Subdivision	STEDWICK MV TWNHS
Legal Block	4
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	4
Census Block	4003
Census Tract	700813

Owner

Source: Montgomery County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	19159 STEDWICK DR, MONTGOMERY VILLAGE, MD 20886-3954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 20, 2026	Quit Claim Deed, Transfer · Line of Credit EDUCATIONAL SYS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2011 · Amount on Record
Deed Sale	Oct 14, 2011 · Amount on Record
Prior Sale	Nov 17, 2005 · Amount on Record
Deed Book / Page	42381 / 138
Last Transfer Date	May 6, 2026
Transfer Doc	7050000198
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	19159 STEDWICK DR, GAITHERSBURG, MD 20886-3954
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0648630291
Date	Dec 20, 2021
Book Page	64863/291

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 20, 2026
Property Address	19159 STEDWICK DR, GAITHERSBURG, MD 20886-3954
Document Number	7050000198
Book / Page	70504 / 198
Instrument Date	May 6, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	19159 STEDWICK DR, GAITHERSBURG, MD 20886-3954

Mortgage

Document Number	7050000205,
Date	May 20, 2026
Book Page	70504/205

Lender

Name	EDUCATIONAL SYS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,500 (+4.85%) Land $120,000 Building $252,500	$372,500 (-) Land $120,000 Building $252,500
2025	$3,834.00 (+22.14%)	$355,267 (+10.74%)	$372,500 (+16.12%) Land $120,000 Building $252,500
2023		$320,800 Land $120,000 Building $200,800	$320,800 Land $120,000 Building $200,800
2022	$3,139.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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