19154 S Stevens Rd, Henderson, MI 48841 Property Records

Saginaw County property record for 19154 S Stevens Rd, Henderson, MI 48841

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,439 sqft · built 1950
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$38,000 (Nov 1989)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-31-2001-001`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-31-2001-001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,439 sqft Living Area
1st Floor Area	1,898 sqft
Basement Area	816 sqft
Unfinished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood Siding
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Porch
Porch Area	527 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	19154 S STEVENS RD
City	HENDERSON
State	MI
Zip	48841-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	COM AT A PT ON N&S 1/4 LINE 563 FT S FROM N 1/4 CORN TH CONT S 251 FT TH W 514.23 FT TH N 259.98 FT TH E 514 FT TO POB 3.01
Legal Range	02E
Legal Township	09N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3052
Census Tract	12500

Owner

19154 S Stevens Rd is owned and occupied by two individuals who bought it in November 1989.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19154 S STEVENS RD, HENDERSON, MI 48841-9517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 1989 · Amount on File
Deed Sale	Nov 8, 1989 · Amount on File
Deed Book / Page	1757 / 2184
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	19154 S STEVENS RD, HENDERSON, MI 48841-9517
Document Number	0000004792
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19154 S STEVENS RD HENDERSON MI 488419517, HENDERSON, MI 48841-9517

Mortgage

Document Number	0000004792
Date	Mar 11, 2019
Instrument	4792

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Mar 10, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 19154 S Stevens Rd was $2,123 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,400	$272,800
2025	$2,123.00 Homeowner's exemption
2023		$107,900	$215,800
2022	$1,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19154 S Stevens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 19154 S Stevens Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Westphalia Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Stevens Rd

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