1915 Sutton Dr, Henderson, KY 42420 Property Records

Henderson County property record for 1915 Sutton Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 919 sqft · built 1960
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (May 2019)
Tax Bill	$809 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`56D-46`

Property Details

APN / Parcel Number

Primary APN	`56D-46`
Alternative APN	`45314`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	919 sqft Finished Area

Exterior

Year Built	Built 1960
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	45314
Street Address	1915 SUTTON DR
City	HENDERSON
State	KY
Zip	42420-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	COUNTRY VIEW
Legal Block	9
Legal Lot Number	2&3
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	3
Census Block	3000
Census Tract	20901

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1915 SUTTON DR, HENDERSON, KY 42420-4544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage FIRST UNITED BANK & TRUST CO
May 6, 2019	Special Warranty Deed, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO
Mar 1, 2018	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Mar 1, 2018 · Amount on Record
Deed Document Number	2019004682
Deed Book / Page	RE 0637 / 228
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1915 SUTTON DR, HENDERSON, KY 42420-4544
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1311/657
Date	May 1, 2020
Book Page	MT 1311/657
Instrument	2020003922

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	MADISONVILLE, KY 42431

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 17, 2030

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	May 6, 2019
Property Address	1915 SUTTON DR, HENDERSON, KY 42420-4544
Document Number	RE0637/228
Book / Page	RE 0637 / 228
Map Reference	DD 182 PG 488
Instrument Date	Apr 1, 2019
Instrument	2019004682
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 REGENT BLVD # BLVD100B, 3701, IRVING, TX 75063-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 SUTTON DR, HENDERSON, KY 42420-4544

Mortgage

Document Number	2019004683
Date	May 6, 2019
Instrument	2019004683

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	3 Months
Due	Aug 1, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	HENDERSON KY
Recording Date	Mar 1, 2018
Property Address	1915 SUTTON DR, HENDERSON, KY 42420-4544
Document Number	RE0629/629
Book / Page	RE 0629 / 629
Map Reference	DD 182 PG 488
Instrument Date	Jan 22, 2018
Instrument	2018002035
Transaction Type	Foreclosure
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16745 W BERNARDO DR STE 300, 300, SAN DIEGO, CA 92127-1908
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (+18.8%)	$73,000 (+19.67%)	$73,000 (+19.67%)
2023	$681.00 (+0.89%)	$61,000 (-)	$61,000 (-)
2022	$675.00	$61,000	$61,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Henderson Municipal Power & Light.

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