1915 Scott Blvd, Covington, KY 41014 Property Records

Kenton County property record for 1915 Scott Blvd, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1889
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Aug 2025)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-19-010.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-19-010.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,840 sqft Finished Area
Gross Area	2,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1915 SCOTT BLVD
City	COVINGTON
State	KY
Zip	41014-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOLF & CO PT LOT 57 N 1/2 LOT 57
Legal Subdivision	WOLF & CO
Legal Lot Number	57
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2010
Census Tract	60900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Austinburg Historic District listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1915 SCOTT BLVD, COVINGTON, KY 41014-1222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 4, 2020	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS
Mar 18, 2020	Warranty Deed, Transfer · Conventional with PMI UNION SVGS
Mar 10, 2017	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2025 · Amount on Record
Deed Sale	Aug 15, 2025 · Amount on Record
Prior Sale	Mar 18, 2020 · Amount on Record
Deed Document Number	202597
Deed Book / Page	358 / 17
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 15, 2025
Property Address	1915 SCOTT BLVD, COVINGTON, KY 41014-1222
Document Number	0005900097
Book / Page	KC 358 / 17
Instrument Date	Aug 13, 2025
Instrument	25081505900097
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2904 CLEARPOINT PL, LOUISVILLE, KY 40241-6516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 SCOTT BLVD, COVINGTON, KY 41014-1222

Mortgage

Document Number	0005900098
Date	Aug 15, 2025
Instrument	25081505900098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1915 SCOTT BLVD, COVINGTON, KY 41014-1222
Document Number	0000000205
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1915 SCOTT BLVD COVINGTON KY 410141222, COVINGTON, KY 41014-1222

Mortgage

Document Number	0000000205
Date	Mar 18, 2020
Book Page	000021/000327
Instrument	205

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 18, 2020
Property Address	1915 SCOTT BLVD, COVINGTON, KY 41014-1222
Document Number	0000000204
Book / Page	000012 / 000502
Instrument Date	Mar 4, 2020
Instrument	204
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 W 6TH ST COVINGTON KY 410111667, COVINGTON, KY 41011-1667

Mortgage

Document Number	205
Date	Mar 18, 2020
Book Page	000021/000327
Instrument	205

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 10, 2017
Property Address	1915 SCOTT BLVD, COVINGTON, KY 41014-1222
Document Number	0000000042
Book / Page	0C6113 / 000148
Instrument Date	Mar 8, 2017
Instrument	42
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1915 SCOTT BLVD COVINGTON KY 410141222, COVINGTON, KY 41014-1222

Mortgage

Document Number	43
Date	Mar 10, 2017
Book Page	0C6113/000151
Instrument	43

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,000 (+72.62%) Land $10,000 Building $280,000	$290,000 (+72.62%) Land $10,000 Building $280,000
2025	$2,226.00 (-0.49%)	$168,000 (-) Land $5,000 Building $163,000	$168,000 (-) Land $5,000 Building $163,000
2023	$2,237.00	$168,000 Land $5,000 Building $163,000	$168,000 Land $5,000 Building $163,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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