1915 S Royal St, Spokane, WA 99224 Property Records

Spokane County property record for 1915 S Royal St, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,734 sqft · built 1900
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$227,000 (Jan 2016)
Tax Bill	$4,215 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25271.9148`

Property Details

APN / Parcel Number

Primary APN	`25271.9148`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,734 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	1,092 sqft
Upper Floors Area	642 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	208 sqft
Patio Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1915 S ROYAL ST
City	SPOKANE
State	WA
Zip	99224-5414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	27-25-42 PTN OF NE1/4 DAF; BEG AT PT ON E LN OF SD NE1/4 38 4FT M/L N OF SE COR TH W ALG N LN FORMERLY KNOWN AS HIGH ST 6 18FT TO PT ON CURVE TO RT RAD OF 152FT & TRUE POB TH WLY ALG A RC OF SD CURVE 164.45FT TH N28DEG 00MIN W50FT TH NELY 185.4 FT TO
Legal Range	42
Legal Township	25
Legal Section	27
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2103
Census Tract	13700

Owner

1915 S Royal St is owned by two individuals who bought it in January 2016.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 232, PALO CEDRO, CA 96073-0232
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2016 · Amount on File
Deed Sale	Jan 25, 2016 · Amount on File
Prior Sale	Sep 23, 2005 · Amount on File
Deed Document Number	20166467571
Prior Transfer Date	Sep 28, 2001
Prior Transfer Doc	0004639000
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1915 S ROYAL ST, SPOKANE, WA 99224-5414
Document Number	0006939803
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1915 S ROYAL ST SPOKANE WA 992245414, SPOKANE, WA 99224-5414

Mortgage

Document Number	0006939803
Date	Jul 8, 2020
Instrument	6939803

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1915 S Royal St was $4,215, up 15.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,215.00 (+15.07%)	$414,800 Land $85,500 Building $329,300	$414,800 Land $85,500 Building $329,300
2025	$3,663.00
2024		$368,270 (+31.22%) Land $43,670 Building $324,600	$368,270 (+31.22%) Land $43,670 Building $324,600
2023	$3,248.00 (+7.16%)	$280,650 Land $32,350 Building $248,300	$280,650 Land $32,350 Building $248,300
2022	$3,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1915 S Royal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1915 S Royal St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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