1915 Ramble Ln, Midland, MI 48640 Property Records

Midland County property record for 1915 Ramble Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,201 sqft · built 1994
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$602,000 (Apr 2024)
Tax Bill	$8,716 (2024)
Deeds & Mortgages	Apr 2024 Sale Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-05-20-601`

Property Details

APN / Parcel Number

Primary APN	`14-05-20-601`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,201 sqft Living Area
1st Floor Area	2,212 sqft
Basement Area	2,212 sqft
Unfinished Basement	2,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	165 ft deep x 110 ft wide
Garage Area	703 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1915 RAMBLE LN
City	MIDLAND
State	MI
Zip	48640-2581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 33 HARCREST WOODS SUB NO 2
Legal Subdivision	HARCREST WOODS SUB
Legal Lot Number	33
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3017
Census Tract	291000

Owner

Source: Midland County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4154 MALTA ISLAND ST, SACRAMENTO, CA 95834-7605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer
Aug 26, 2021	Intrafamily Transfer, Transfer
Apr 3, 2020	Warranty Deed, Transfer · Conventional Mortgage COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Apr 3, 2020 · Amount on Record
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	1649/176
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 8, 2024
Property Address	1915 RAMBLE LN, MIDLAND, MI 48640-2581
Document Number	001671/935
Book / Page	1671 / 935
Map Reference	LB M PG 14
Instrument Date	Apr 4, 2024
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount Recorded
Tax	$4,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1915 RAMBLE LN, MIDLAND, MI 48640-2581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 MALTA ISLAND ST, SACRAMENTO, CA 95834-7605

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Aug 26, 2021
Property Address	1915 RAMBLE LN, MIDLAND, MI 48640-2581
Document Number	1649/176
Book / Page	1649 / 176
Map Reference	LB M PG 14
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	5820 EASTMAN AVE, MIDLAND, MI 48640-6798

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Apr 3, 2020
Property Address	1915 RAMBLE LN, MIDLAND, MI 48640-2581
Document Number	1632/1107
Book / Page	1632 / 1107
Map Reference	LB M PG 14
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1915 RAMBLE LN, 1915, MIDLAND, MI 48640-2581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3675 W PRIMILIA LN, JACKSON, MI 49201-9395

Mortgage

Document Number	16321109
Date	Apr 3, 2020
Instrument	1632/1109

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$246,000 (+12.28%)	$492,000 (+12.28%)
2024	$8,716.00 (+9.94%)
2023		$219,100	$438,200
2022	$7,928.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	30 (1986–2020)
Claims Outside the SFHA	4 of 30
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 22 claims Severe Storms & Flooding, Sep 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, Omni Fiber.

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