1915 Pecan St, Commerce, TX 75428 Property Records

Hunt County property record for 1915 Pecan St, Commerce, TX 75428

Property Summary

Property Type	Duplex
Details	2,812 sqft · built 2019
Lot Size	0.281 acres (12,240 sqft)
Owner	Company Name on Record
Tax Bill	$11,433 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4139-0640-001R-31`

Property Details

APN / Parcel Number

Primary APN	`4139-0640-001R-31`
Alternative APNs	`R70123` `70123`

Interior

Stories	1 Story
Building Area	2,812 sqft Living Area
1st Floor Area	2,812 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Duplex Single
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	98 ft deep x 125 ft wide
Porch	Open Porch
Porch Area	380 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	1915 PECAN ST
City	COMMERCE
State	TX
Zip	75428-3025
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	S4139 N WOODALL ADDITION BLK 64 LOT 1R ACRES .281
Legal Subdivision	N WOODALL ADDITION
Legal Block	64
Legal Lot Number	1R
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2010
Census Tract	960600

Owner

Source: Hunt County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2963 RUGER DR, ROYSE CITY, TX 75189-5770
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage CYPRESS BK
May 30, 2019	Deed of Trust, Mortgage FIRST BK
May 30, 2019	Deed of Trust, Mortgage BUSINESS FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1915 PECAN ST, COMMERCE, TX 75428-3025
Document Number	0000018856
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	ALLEGIANCE TITLE COMPANY, ALLEGIANCE TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1915 PECAN ST COMMERCE TX 75428, COMMERCE, TX 75428

Mortgage

Document Number	0000018856
Date	Dec 16, 2019
Instrument	18856

Lender

Name	CYPRESS BK
Type	Bank
Address	PITTSBURG, TX 75686

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 15, 2039

Interest

Rate Type	Adjustable Rate
Rate	10%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1915 PECAN ST, COMMERCE, TX 75428-3025
Document Number	0000007434
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2963 RUGER DR ROYSE CITY TX 751895770, ROYSE CITY, TX 75189-5770

Mortgage

Document Number	0000007434
Date	May 31, 2019
Instrument	7434

Lender

Name	FIRST BK
Type	Bank
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 30, 2024

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Property Address	1915 PECAN ST, COMMERCE, TX 75428-3025
Document Number	0000007433
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2963 RUGER DR ROYSE CITY TX 751895770, ROYSE CITY, TX 75189-5770

Mortgage

Document Number	0000007433
Date	May 31, 2019
Instrument	7433

Lender

Name	BUSINESS FIRST BK
Type	Bank
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 30, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,433.00 (+6.51%)	$438,290 (+6.28%) Land $33,540 Building $404,750	$438,290 (+6.28%) Land $33,540 Building $404,750
2024	$10,734.00 (+25.05%)
2023		$412,390 Land $32,680 Building $379,710	$412,390 Land $32,680 Building $379,710
2022	$8,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Nextlink, Verizon.

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