1915 Old Mill Rd, Ridgeway, VA 24148 Property Records

Henry County property record for 1915 Old Mill Rd, Ridgeway, VA 24148

Property Summary

Property Type	Single Family Home
Details	1 ba · 916 sqft · built 1967
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$75,900 (Sep 2020)
Tax Bill	$164 (2025)
Deeds & Mortgages	May 2020 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`087630000`

Property Details

APN / Parcel Number

Primary APN	`087630000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	916 sqft Living Area

Exterior

Year Built	Built 1967
Lot Area	25,700 sqft (0.589 acres)

Location & Zoning

Street Address	1915 OLD MILL RD
City	RIDGEWAY
State	VA
Zip	24148-4286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	GREGORY ROAD LOT .59 AC
Jurisdiction	HENRY VA
Township / Civil Division	RIDGEWAY
Census Block Group	2
Census Block	2019
Census Tract	10500

Owner

Source: Henry County records, as of October 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1915 OLD MILL RD, RIDGEWAY, VA 24148-4286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Sep 2, 2020	Warranty Deed, Subdivision Related Transfer · FmHA Mortgage UNITED STATES OF AMERICA DEPARTMENT
Jan 24, 2020	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 11, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	200003025
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY VA
Property Address	1915 OLD MILL RD, RIDGEWAY, VA 24148-4286
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001553
Date	May 13, 2020
Instrument	200001553

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 27, 2040

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Sep 2, 2020
Property Address	1915 OLD MILL RD, RIDGEWAY, VA 24148-4286
Document Number	200003025
Instrument Date	Aug 2, 2020
Instrument	200003025
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 OLD MILL RD, RIDGEWAY, VA 24148-4286

Mortgage

Document Number	200003026
Date	Sep 2, 2020
Instrument	200003026

Lender

Name	UNITED STATES OF AMERICA DEPARTMENT

Agreement

Type	FmHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENRY VA
Recording Date	Jan 24, 2020
Property Address	1915 OLD MILL RD, RIDGEWAY, VA 24148-4286
Document Number	200000226
Instrument Date	Jan 22, 2020
Instrument	200000226
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 HARMONY LN, MARTINSVILLE, VA 24112-8257

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENRY VA
Recording Date	Oct 11, 2019
Property Address	1915 OLD MILL RD, RIDGEWAY, VA 24148-4286
Document Number	190003566
Instrument Date	Oct 3, 2019
Instrument	190003566
Transaction Type	Foreclosure
Record Updated	Oct 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Henry County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Henry County
Unified School District	Henry County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$164.00	$29,700 (-) Land $7,500 Building $22,200
2023	$164.00	$29,700 Land $7,500 Building $22,200	$29,700 (-) Land $7,500 Building $22,200
2021			$29,700 Land $7,500 Building $22,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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