1915 Nancy Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 1915 Nancy Ln, San Ramon, CA 94582

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,211 sqft · built 2004
Lot Size	0.023 acres (1,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$851,000 (Sep 2021)
Tax Bill	$13,126 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`223-260-058-1`

Property Details

APN / Parcel Number

Primary APN	`223-260-058-1`
Alternative APN	`223-260-058`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,211 sqft Living Area
1st Floor Area	1,169 sqft
Basement Area	42 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	1,001 sqft (0.023 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1915 NANCY LN
City	SAN RAMON
State	CA
Zip	94582-4374
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T8646 L19 U103
Legal Subdivision	SUBDIVISION 8646
Legal Tract	8646
Legal Lot Number	19
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3006
Census Tract	355115

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1915 NANCY LN, SAN RAMON, CA 94582-4374
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Sep 27, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Jan 28, 2004 · Amount on Record
Deed Document Number	2021267431
Prior Transfer Date	Nov 29, 2014
Prior Transfer Doc	0000215247
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1915 NANCY LN, SAN RAMON, CA 94582-4374
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037142
Date	Feb 27, 2020
Instrument	2020-037142

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 27, 2021
Property Address	1915 NANCY LN, SAN RAMON, CA 94582-4374
Document Number	0000267431
Map Reference	MB 451 PG 3
Instrument Date	Sep 22, 2021
Instrument	2021-267431
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6654 KOLL CENTER PKWY STE 150, 150, PLEASANTON, CA 94566-3122

Mortgage

Document Number	0000267432
Date	Sep 27, 2021
Instrument	2021-267432

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$903,000 (-0.01%) Land $530,553 Building $372,447
2025	$13,126.00 (+2.42%)	$903,087 (+4.04%) Land $530,604 Building $372,483
2023	$12,816.00 (+1.3%)	$868,020 Land $510,000 Building $358,020
2022	$12,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: Sail Internet, T-Mobile, Verizon.

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