1915 Mercoal Dr, Spring, TX 77386 Property Records

Montgomery County property record for 1915 Mercoal Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,691 sqft · built 1984
Lot Size	0.21 acres (9,151 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,585 (Jul 2026)
Tax Bill	$4,389 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6115-02-07800`

Property Details

APN / Parcel Number

Primary APN	`6115-02-07800`
Alternative APN	`R103192`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	2,151 sqft
1st Floor Area	1,691 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,151 sqft (0.21 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1915 MERCOAL DR
City	SPRING
State	TX
Zip	77386-1696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	IMPERIAL OAKS 02 REP# 9020713, BLOCK 9, LOT 20 REPLAT
Legal Subdivision	IMPERIAL OAKS 02
Legal Block	9
Legal Lot Number	20
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1012
Census Tract	691900

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1915 MERCOAL DR, SPRING, TX 77386-1696
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jul 24, 2026	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 4, 2019	Vendor's Lien, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
May 9, 2017	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	202678853
Prior Transfer Date	Jul 1, 2014
Prior Transfer Doc	0000069787
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 24, 2026
Property Address	1915 MERCOAL DR, SPRING, TX 77386-1696
Document Number	0000078853
Instrument Date	Jul 23, 2026
Instrument	202678853
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	SELECT TITLE INSURANCE AGEN, SELECT TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 MERCOAL DR, SPRING, TX 77386-1696

Mortgage

Document Number	0000078854,
Date	Jul 24, 2026
Instrument	202678854

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 24, 2026
Property Address	1915 MERCOAL DR, SPRING, TX 77386-1696
Document Number	0000078853
Instrument Date	Jul 23, 2026
Instrument	202678853
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	SELECT TITLE INSURANCE AGEN, SELECT TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 MERCOAL DR, SPRING, TX 77386-1696

Mortgage

Document Number	0000078854,
Date	Jul 24, 2026
Instrument	202678854

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	1915 MERCOAL DR, SPRING, TX 77386-1696
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000120391
Date	Aug 31, 2021
Instrument	2021120391

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 4, 2019
Property Address	1915 MERCOAL DR, SPRING, TX 77386-1696
Document Number	0000047507
Map Reference	CAB Z SH 63B
Instrument Date	May 31, 2019
Instrument	2019047507
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 MERCOAL DR, SPRING, TX 77386-1696

Mortgage

Document Number	0000047508
Date	Jun 4, 2019
Instrument	2019047508

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	May 9, 2017
Property Address	1915 MERCOAL DR, SPRING, TX 77386-1696
Document Number	0000039196
Map Reference	CAB C SH63B
Instrument Date	May 5, 2017
Instrument	2017039196
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 MERCOAL DR, SPRING, TX 77386-1696

Mortgage

Document Number	0000039197
Date	May 9, 2017
Instrument	2017039197

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,038 (-5.64%) Land $58,000 Building $221,038	$279,038 (-5.64%) Land $58,000 Building $221,038
2025	$4,389.00 (-2.14%) Homeowner's exemption	$295,704 (+5.48%) Land $58,000 Building $237,704	$295,704 (+1.95%) Land $58,000 Building $237,704
2024	$4,485.00 (+12.83%) Homeowner's exemption	$280,335 (+1%) Land $58,000 Building $232,034	$290,034 (-4.64%) Land $58,000 Building $232,034
2023	$3,975.00 Homeowner's exemption	$254,850 Land $58,000 Building $246,140	$304,140 Land $58,000 Building $246,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Nearby Flood Policies	84 in force
Nearby Flood Claims	18 (2001–2024)
Claims Outside the SFHA	18 of 18
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 2 claims Hurricane Ike, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAYFORD ROAD MUD serves 11,550 people · EPA ID TX1700334
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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