1915 Melody Ln, Arnold, MO 63010 Property Records

Jefferson County property record for 1915 Melody Ln, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,050 sqft · built 1973
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$132,900 (Jan 2018)
Tax Bill	$1,553 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`014.019.04011006`

Property Details

APN / Parcel Number

Primary APN	`014.019.04011006`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	141 ft deep x 85 ft wide
Garage Area	576 sqft
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1915 MELODY LN
City	ARNOLD
State	MO
Zip	63010-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	MAXVILLE MEADOWS 2 LOT 27
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	MAXVILLE MEADOWS 2
Legal Block	2
Legal Lot Number	27
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2002
Census Tract	700118

Owner

Source: Jefferson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1915 MELODY LN, ARNOLD, MO 63010-1205
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 30, 2018	Intrafamily Transfer, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Mar 2, 2018	Quit Claim Deed, Transfer NATIONS TITLE AGENCY/MO INC
Oct 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 7, 2017	Warranty Deed, Transfer FIRST ST BK/ST CHARLES
Jul 7, 2017	Affidavit of Death, Transfer TITLE PLUS COMPANY, TITLE PLUS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	20183059
Prior Transfer Date	Jan 24, 2018
Prior Transfer Doc	0000006441
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1915 MELODY LN, ARNOLD, MO 63010-1205
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012533
Date	Mar 23, 2021
Instrument	2021R-012533

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Jan 30, 2018
Property Address	1915 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000003059
Map Reference	MB23 PG17
Instrument Date	Jan 24, 2018
Instrument	2018R-003059
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NATIONS TITLE AGENCY OFF MIS

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1915 MELODY LN, 1915, ARNOLD, MO 63010-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 MELODY LN, ARNOLD, MO 63010-1205

Mortgage

Document Number	0000003060
Date	Jan 30, 2018
Instrument	2018R-003060

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 2, 2018
Property Address	1915 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000006441
Instrument Date	Jan 24, 2018
Instrument	6441
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	NATIONS TITLE AGENCY/MO INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1915 MELODY LN ARNOLD MO 630101205, ARNOLD, MO 63010-1205

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 23, 2017
Property Address	1915 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000033461
Instrument Date	Oct 19, 2017
Instrument	33461
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1915 MELODY LN ARNOLD MO 630101205, ARNOLD, MO 63010-1205

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 7, 2017
Property Address	1915 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000020834
Instrument Date	Jun 30, 2017
Instrument	20834
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	TITLE PLUS COMPANY, TITLE PLUS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 GLENVIEW DR DE SOTO MO 630203169, DE SOTO, MO 63020-3169

Mortgage

Document Number	20843
Date	Jul 7, 2017
Instrument	20843

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	5%

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Jul 7, 2017
Property Address	1915 MELODY LN, ARNOLD, MO 63010-1205
Document Number	0000020827
Instrument Date	Jun 30, 2017
Instrument	20827
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	TITLE PLUS COMPANY, TITLE PLUS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 N EXPRESSWAY 77 #391 HARLINGEN TX 785524626, 391, HARLINGEN, TX 78552-4626

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 (+8.11%) Land $2,300 Building $21,700	$126,400 (-) Land $12,000 Building $114,400
2024	$1,553.00 (+0.65%)		$126,400 (+8.4%) Land $12,000 Building $114,400
2023	$1,543.00 (-2.47%)	$22,200 (-) Land $2,300 Building $19,900	$116,600 (-) Land $12,000 Building $104,600
2022	$1,582.00	$22,200 Land $2,300 Building $19,900
2021			$116,600 Land $12,000 Building $104,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	27 (1978–2019)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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