1915 Masters Dr, Festus, MO 63028 Property Records

Jefferson County property record for 1915 Masters Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,460 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Oct 2021)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181.012.00005092`

Property Details

APN / Parcel Number

Primary APN	`181.012.00005092`
Alternative APN	`1810120 005092`

Interior

Stories	1 Story
Building Area	1,460 sqft Living Area
Gross Area	1,860 sqft
1st Floor Area	1,460 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1915 MASTERS DR
City	FESTUS
State	MO
Zip	63028-5633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGLEWOOD ESTS 3 REVISED LOT 25B (AKA TANGLEWOOD NEW TOWNE)
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	TANGLEWOOD ESTS 3
Legal Block	4
Legal Lot Number	25B
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4024
Census Tract	700900

Owner

Source: Jefferson County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1915 MASTERS DR, FESTUS, MO 63028-5633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
May 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 23, 2021	Deed of Trust, Mortgage · Construction Mortgage MIDWEST BANK CENTRE
Oct 19, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA
Oct 5, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	202145889
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Sep 18, 2026
Property Address	1915 MASTERS DR, FESTUS, MO 63028-5633
Document Number	0000026020
Instrument Date	Sep 9, 2026
Instrument	202626020
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 MASTERS DR, FESTUS, MO 63028-5633

Mortgage

Document Number	0000026020,
Date	Sep 18, 2026
Instrument	202626020

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1915 MASTERS DR, FESTUS, MO 63028
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 MASTERS DR, FESTUS, MO 63028

Mortgage

Document Number	0000010860
Date	May 6, 2024
Instrument	2024R-010860

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1915 MASTERS DR, FESTUS, MO 63028-5633
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 MASTERS DR, FESTUS, MO 63028-5633

Mortgage

Document Number	0000001891
Date	Jan 24, 2023
Instrument	2023R-001891

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jan 11, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1915 MASTERS DR, FESTUS, MO 63028-5633
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	HILLSBOROUGH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018023
Date	Apr 23, 2021
Instrument	2021R-018023

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 19, 2021
Property Address	1915 MASTERS DR, FESTUS, MO 63028-5633
Document Number	0000045889
Instrument Date	Oct 12, 2021
Instrument	2021R-045889
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 MASTERS DR, FESTUS, MO 63028-5633

Mortgage

Document Number	0000045890
Date	Oct 19, 2021
Instrument	2021R-045890

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1915 MASTERS DR, FESTUS, MO 63028-5633
Document Number	0000030820
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 505 IMPERIAL MO 630520505, IMPERIAL, MO 63052-0505

Mortgage

Document Number	0000030820
Date	Oct 9, 2018
Instrument	30820

Lender

Name	MIDWEST BANKCENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,800 (-) Land $8,800 Building $37,000	$241,100 (-) Land $46,200 Building $194,900
2025	$2,514.00 (+9.4%)	$45,800 (+13.93%) Land $8,800 Building $37,000	$241,100 (-) Land $46,200 Building $194,900
2024	$2,298.00 (+1.5%)		$241,100 (+13.94%) Land $46,200 Building $194,900
2023	$2,264.00	$40,200 Land $8,800 Building $31,400	$211,600 Land $46,200 Building $165,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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