McHenry County property record for 1915 Main St Rd, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,310 sqft · built 1920 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $302,500 (Dec 2025) |
| Tax Bill | $4,793 (2024) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-30-107-007 |
| Primary APN | 05-30-107-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Living Area |
| Basement Area | 780 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1915 MAIN STREET RD |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-8843 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2014R0006836 LT 13 ASSRS PLAT MEMO: BLIVIN ST DEDICATED PER UNRECORDED ORDINANCE DATED 1937 - 80FT ROW |
| Legal Subdivision | MAIN BLIVIN HATCHASSE OAK GROVE SHEA RAB |
| Legal Block | 107 |
| Legal Lot Number | 13 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | BURTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 870105 |
Source: McHenry County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7432 SOUTH DR, WONDER LAKE, IL 60097-8634 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Nov 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANFRONT LLC |
| Dec 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Feb 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Mar 4, 2014 · Amount on Record |
| Deed Document Number | 202533947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1915 MAIN STREET RD, SPRING GROVE, IL 60081-8843 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1915 MAIN STREET RD, SPRING GROVE, IL 60081-8843 |
| Document Number | 0000024929 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023R0024929 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1915 MAIN STREET RD, SPRING GROVE, IL 60081-8843 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Title Company | UNKNOWN, MIS |
| Name | Verified Name |
|---|
| Document Number | 0000037369 |
|---|---|
| Date | Nov 3, 2022 |
| Instrument | 2022R0037369 |
| Name | LOANFRONT LLC |
|---|---|
| Address | HAZLET, NJ 07730 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate | 6.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 3, 2025 |
| Property Address | 1915 MAIN STREET RD, SPRING GROVE, IL 60081-8843 |
| Document Number | 0000033947 |
| Map Reference | DOC1625MB I PG66 |
| Instrument Date | Oct 5, 2025 |
| Instrument | 2025R0033947 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Title Company | PROPER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $302.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1915 MAIN STREET RD, SPRING GROVE, IL 60081-8843 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1915 MAIN STREET RD, SPRING GROVE, IL 60081-8843 |
| Document Number | 0000033948 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025R0033948 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1915 MAIN STREET RD, SPRING GROVE, IL 60081-8843 |
| Document Number | 0000005722 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1915 MAIN STREET RD SPRING GROVE IL 600818843, SPRING GROVE, IL 60081-8843 |
| Document Number | 0000005722 |
|---|---|
| Date | Feb 23, 2018 |
| Instrument | 5722 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Burton Township |
| Municipality | Spring Grove Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,793.00 Homeowner's exemption | $71,821 (+21.89%) Land $15,805 Building $56,016 | $215,463 (+21.89%) Land $47,415 Building $168,048 |
| 2022 | Homeowner's exemption | $58,924 Land $12,967 Building $45,957 | $176,772 Land $38,901 Building $137,871 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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