DeSoto County property record for 1915 Laughter Rd, Nesbit, MS 38651
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,392 sqft · built 2019 |
| Lot Size | 0.48 acres (20,952 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,687 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2018 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-07-7-25-01-0-00004-00 |
| Primary APN | 2-07-7-25-01-0-00004-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,392 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 20,952 sqft (0.48 acres) |
| Lot Dimensions | 185 ft deep x 100 ft wide |
| Street Address | 1915 LAUGHTER RD |
|---|---|
| City | NESBIT |
| State | MS |
| Zip | 38651-9596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | BAKERSFIELD S/D LOT 4 |
| Legal Range | 07 |
| Legal Township | 02 |
| Legal Section | 25 |
| Legal Subdivision | BAKERSFIELD S/D |
| Legal Lot Number | 4 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71002 |
Source: DeSoto County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1915 LAUGHTER RD, NESBIT, MS 38651-9596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC |
| Aug 2, 2018 | Deed of Trust, Mortgage · Construction Mortgage FIRST COMMERCIAL BANK |
| Jun 10, 2019 | Warranty Deed, Subdivision Related Transfer · ARM BAXTER CU |
| Aug 2, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 |
| Deed Sale | Jun 10, 2019 |
| Prior Sale | Aug 2, 2018 |
| Deed Document Number | 0000890152 |
| Deed Book / Page | 0890 / 152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1915 LAUGHTER RD, NESBIT, MS 38651-9596 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1915 LAUGHTER RD, NESBIT, MS 38651-9596 |
| Document Number | 5660/70824 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 5660/70824 |
| Name | ADVANCE MORTGAGE & INVESTMENT CO INC |
|---|---|
| Type | Mortgage Company |
| Address | DAPHNE, AL 36527 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1915 LAUGHTER RD, NESBIT, MS 38651-9596 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004583/139 |
|---|---|
| Date | Aug 2, 2018 |
| Book Page | 4583/139 |
| Instrument | T04583-00139 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 31, 2019 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 10, 2019 |
| Property Address | 1915 LAUGHTER RD, NESBIT, MS 38651-9596 |
| Document Number | 000890/152 |
| Book / Page | 0890 / 152 |
| Map Reference | MB 102 PG 45 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1878 BAKERSFIELD DR N, NESBIT, MS 38651-6022 |
| Name | Verified Name |
|---|---|
| Address | 1915 LAUGHTER RD, NESBIT, MS 38651-9596 |
| Document Number | 0004739644 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 4739/644 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 2, 2018 |
| Property Address | 1915 LAUGHTER RD, NESBIT, MS 38651-9596 |
| Document Number | 000863/289 |
| Book / Page | 863 / 289 |
| Map Reference | PB 102 PG 45 |
| Instrument Date | Jul 31, 2018 |
| Instrument | W00863-00289 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3606 BRIDGEFORTH RD, OLIVE BRANCH, MS 38654-6924 |
| Name | Verified Name |
|---|---|
| Address | 1878 BAKERSFIELD DR N, NESBIT, MS 38651-6022 |
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,687.00 (+14.1%) | $32,581 (+38.3%) Land $3,600 Building $28,981 | $325,807 (+38.29%) Land $36,000 Building $289,807 |
| 2023 | $2,355.00 | $23,559 | $235,591 Land $36,000 Building $199,591 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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