1915 Joppa Ave, Zion, IL 60099 Property Records

Lake County property record for 1915 Joppa Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,073 sqft · built 1971
Lot Size	0.164 acres (7,148 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Oct 2026)
Tax Bill	$5,266 (2023)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jan 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-17-421-008`

Property Details

APN / Parcel Number

Primary APN	`04-17-421-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	1,073 sqft
Basement Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,148 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1915 JOPPA AVE
City	ZION
State	IL
Zip	60099-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC 17 S 10 FT LOT 9 & ALL LOT 10 BLOCK 93
Legal Subdivision	ZION CITY
Legal Block	93
Legal Lot Number	9,10
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2003
Census Tract	860301

Owner

1915 Joppa Ave is owned by two individuals who bought it in October 2026.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2312 DOVER RD, WAUKEGAN, IL 60087-2117
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jan 21, 2026	Warranty Deed, Transfer UNKNOWN, CT
Jan 2, 2026	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2026 · Amount on File
Deed Sale	Oct 7, 2026 · Amount on File
Prior Sale	Jan 21, 2026 · Amount on File
Deed Document Number	20268198850
Prior Transfer Date	Jul 26, 2010
Prior Transfer Doc	0006625682
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Oct 7, 2026
Property Address	1915 JOPPA AVE, ZION, IL 60099-1535
Document Number	0008198850
Instrument Date	Oct 2, 2026
Instrument	20268198850
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2312 DOVER RD, WAUKEGAN, IL 60087-2117

Mortgage

Document Number	0008198851,
Date	Oct 7, 2026
Instrument	20268198851

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.99%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 21, 2026
Property Address	1915 JOPPA AVE, ZION, IL 60099-1535
Document Number	0008146931
Map Reference	DOC 91520
Instrument Date	Jan 5, 2026
Instrument	8146931
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, CT

Transaction

Amount	Amount on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	39320 CASTLEFORD LN, BEACH PARK, IL 60083-3066

January 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 2, 2026
Property Address	1915 JOPPA AVE, ZION, IL 60099-1535
Document Number	0008141691
Map Reference	MB F PG 38
Instrument Date	Dec 5, 2025
Instrument	8141691
Transaction Type	Construction Loan
Record Updated	Jan 16, 2026
Title Company	UNKNOWN, MERIDIAN TITLE CORPORATION

Transaction

Amount	Amount on Record
Tax	$146.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1915 JOPPA AVE, ZION, IL 60099-1535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 W GLEN FLORA AVE, WAUKEGAN, IL 60085-1840

Mortgage

Document Number	0008141692
Date	Jan 2, 2026
Instrument	8141692

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,181 (+15.45%) Land $8,666 Building $55,515	$192,563 (+15.45%) Land $26,001 Building $166,562
2024		$55,594 (+12.16%) Land $7,507 Building $48,087	$166,798 (+12.16%) Land $22,523 Building $144,275
2023	$5,266.00	$49,567 (+15.7%) Land $6,693 Building $42,874	$148,716 (+15.7%) Land $20,081 Building $128,635
2022		$42,842 Land $5,509 Building $37,333	$128,539 Land $16,529 Building $112,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1915 Joppa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1915 Joppa Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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