1915 Jersey St, Alton, IL 62002 Property Records

Madison County property record for 1915 Jersey St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	1 ba · 750 sqft · built 1946
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Sep 2025)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jun 2022 Sale & Mortgage
APN	`23-2-08-07-05-102-030`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-07-05-102-030`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	750 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1915 JERSEY ST
City	ALTON
State	IL
Zip	62002-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAGGARTS L M SUBD LOT 60 50X147.1X IRR
Legal Subdivision	TAGGARTS L M SUBD
Legal Lot Number	60
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	4
Census Block	4018
Census Tract	402000

Owner

1915 Jersey St is owned and occupied by two individuals who bought it in September 2025.

Source: Madison County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1915 JERSEY ST, ALTON, IL 62002-4644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Jun 14, 2022	Warranty Deed, Transfer · Conventional Mortgage ENDEAVOR CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on File
Deed Sale	Sep 4, 2025 · Amount on File
Prior Sale	Jun 14, 2022 · Amount on File
Deed Document Number	202524547
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 4, 2025
Property Address	1915 JERSEY ST, ALTON, IL 62002-4644
Document Number	0000024547
Map Reference	PB 13 PG 35
Instrument Date	Aug 29, 2025
Instrument	2025R24547
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1915 JERSEY ST, ALTON, IL 62002-4644

Mortgage

Document Number	0000024548
Date	Sep 4, 2025
Instrument	2025R24548

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.13%

Mortgage

Document Number	0000024549
Date	Sep 4, 2025
Instrument	2025R24549

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2035

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 14, 2022
Property Address	1915 JERSEY ST, ALTON, IL 62002-4644
Document Number	0000020016
Map Reference	PB 13 PG 35
Instrument Date	Jun 8, 2022
Instrument	2022R20016
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 JERSEY ST, ALTON, IL 62002-4644

Mortgage

Document Number	0000020017
Date	Jun 14, 2022
Instrument	2022R20017

Lender

Name	ENDEAVOR CAPITAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.88%

Tax Assessment & Valuation

The 2025 property tax bill for 1915 Jersey St was $2,332 with a homeowner's exemption, up 7.7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00 (+7.66%) Homeowner's exemption	$36,100 (+10.57%) Land $2,400 Building $33,700	$108,300 (+10.57%) Land $7,200 Building $101,100
2024	$2,166.00	$32,650 Land $2,170 Building $30,480	$97,950 Land $6,510 Building $91,440
2022	$2,338.00	$26,660 Land $1,770 Building $24,890	$80,060 Land $5,315 Building $74,745

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1915 Jersey St; there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1915 Jersey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: i3 Broadband, T-Mobile, Wisper ISP.

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