1915 Elm St, Henderson, TX 75652 Property Records

Rusk County property record for 1915 Elm St, Henderson, TX 75652

Property Summary

Property Type	Single Family Home
Details	1,176 sqft · built 1985
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Tax Bill	$1,931 (2026)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02920-01319-00075-000000`

Property Details

APN / Parcel Number

Primary APN	`02920-01319-00075-000000`
Alternative APN	`43617`

Interior

Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Porch
Porch Area	64 sqft

Location & Zoning

Account Number	02920-01319-00075-000000
Street Address	1915 ELM ST
City	HENDERSON
State	TX
Zip	75652-6929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7B BLK 1319 WOODLAND EST
Legal Subdivision	WOODLAND ESTATES SUBDIVISION
Legal Block	1319
Legal Lot Number	7B
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2001
Census Tract	950800

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1915 ELM ST, HENDERSON, TX 75652-6929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	1915 ELM ST, HENDERSON, TX 75652-6929
Transaction Type	Mortgage
Record Updated	Dec 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3670/785
Date	Nov 6, 2019
Book Page	3670/785
Instrument	203884

Lender

Name	TEXAS BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 6, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,931.00 (+490.52%) Homeowner's exemption	$101,590 (-5.57%)	$107,580 (-) Land $18,000 Building $89,580
2025	$327.00 (-6.84%) Homeowner's exemption	$107,580 (+36.42%) Land $18,000 Building $89,580	$107,580 (+36.42%) Land $18,000 Building $89,580
2023		$78,860 Land $5,500 Building $73,360	$78,860 Land $5,500 Building $73,360
2022	$351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20