1915 E Waters Edge Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 1915 E Waters Edge Dr, Bloomington, IN 47401

Property Summary

Property Type	Condominium
Owner	Individual Name on File
Last Sale	$207,000 (Feb 2025)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-02995-44`

Property Details

APN / Parcel Number

Primary APN	`004-02995-44`
Alternative APN	`53-00-40-299-544.000-006`

Interior

Plumbing Fixtures	10 Plumbing Fixtures

Exterior

Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	004-02995-44
Street Address	1915 E WATERS EDGE DR
City	BLOOMINGTON
State	IN
Zip	47401-8491
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	WATERS EDGE PH4 BLDG S UNIT 8
Legal Subdivision	WATERS EDGE
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2006
Census Tract	1502

Owner

Source: Monroe County records · APN 004-02995-44

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1915 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	May 16, 2017 · Amount on Record
Deed Document Number	202553074
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 16, 2017
Property Address	1915 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8491
Document Number	2017006461
Map Reference	DOC151393
Instrument Date	May 10, 2017
Instrument	2017006461
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 E WATERS EDGE DR, BLOOMINGTON, IN 47401-8491

Mortgage

Document Number	2017006462
Date	May 16, 2017
Instrument	2017006462

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2047

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00 (-7.5%)	$162,000 (-2.82%) Building $162,000	$162,000 (-2.82%) Building $162,000
2024	$1,093.00 (+45.54%)
2023		$166,700 (+28.23%) Building $166,700	$166,700 (+28.23%) Building $166,700
2022	$751.00	$130,000 Building $130,000	$130,000 Building $130,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Smithville Holding Company Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 127 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people
Water Source	Purchased surface water from CITY OF BLOOMINGTON UTILITIES
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.