Henderson County property record for 1915 Cherokee Trce, Tool, TX 75143
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,400 sqft |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,856 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4400-0008-0450-63 |
| Primary APN | 4400-0008-0450-63 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,640 sqft |
| 1st Floor Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Wood |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 342 ft deep x 91 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 300 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Window A/C |
|---|
| Account Number | 287153 |
|---|---|
| Street Address | 1915 CHEROKEE TRCE |
| City | TOOL |
| State | TX |
| Zip | 75143-1573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 45 AB 488 T S MITCHELL SUR, TRADE WINDS, BLK 8 LT 45 (RE:LTS 44A, 45 & 46) |
| Legal Subdivision | TRADE WINDS |
| Legal Block | 8 |
| Legal Lot Number | 45 |
| Jurisdiction | HENDERSON TX |
| Township / Civil Division | CEDAR CREEK LAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 950802 |
Source: Henderson County records · APN 4400-0008-0450-63
Assessment roll updated September 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3416 PHEASANT CT, FLOWER MOUND, TX 75022-1073 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| May 07, 2019 | Vendor's Lien, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 24, 2023 |
| Deed Sale | Oct 24, 2023 |
| Prior Sale | May 07, 2019 · Amount on Record |
| Deed Document Number | 202316160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON TX |
| Property Address | 1915 CHEROKEE TRCE, TOOL, TX 75143-1573 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000013427 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2020-00013427 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HENDERSON TX |
| Recording Date | May 07, 2019 |
| Property Address | 1915 CHEROKEE TRCE, TOOL, TX 75143-1573 |
| Document Number | 201900006179 |
| Map Reference | CAB A SL 157 |
| Instrument Date | Apr 06, 2019 |
| Instrument | 2019-00006179 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | NOT AVAILABLE, COLONIAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3522 EMERALD CT, GRAPEVINE, TX 76051-5628 |
| Document Number | 201900006180 |
|---|---|
| Date | May 07, 2019 |
| Instrument | 2019-00006180 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Henderson County records · Assessment roll updated September 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Henderson County |
| Municipality | Tool City |
| Unified School District | Malakoff Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $391,928 (+3.19%) Land $204,300 Building $187,628 | $391,928 (+3.19%) Land $204,300 Building $187,628 | |
| 2024 | $6,856.00 (+0.51%) | ||
| 2023 | $6,821.00 (-19.29%) Additional exemption filed | $379,815 Land $204,300 Building $175,515 | $379,815 Land $204,300 Building $175,515 |
| 2022 | $8,451.00 |
Source: FEMA National Flood Hazard Layer as of April 5, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Cable | 940 / 35 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Conquest Wireless Fixed Wireless | 175 / 50 |
Based on FCC filings for 60 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CEDAR CREEK MUD serves 24,414 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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