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1915 Cardinal Rd, Dunedin, FL 34698 Property Records

Pinellas County property record for 1915 Cardinal Rd, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,053 sqft · built 1950
Lot Size0.416 acres (18,147 sqft)
OwnerIndividual Name on Record
Last Sale$562,500 (Nov 2019)
Tax Bill$6,097 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNC62-000-741-8334-4

Property Details

APN / Parcel Number

Primary APNC62-000-741-8334-4
Alternative APNs
  • 13-28-15-23544-000-0400
  • 152813235440000400
  • R139245

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area3,053 sqft Heated Area
1st Floor Area1,948 sqft
2nd Floor Area1,105 sqft
Upper Floors Area1,105 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,147 sqft (0.416 acres)
Lot Dimensions165 ft deep x 110 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area384 sqft
Deck Area144 sqft
Patio Area125 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR139245
Old Parcel Number152813235440000400
Street Address1915 CARDINAL RD
CityDUNEDIN
StateFL
Zip34698-9211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUNEDIN RIDGE 1ST ADD S 110FT OF LOT 40
Legal Range15
Legal Township28
Legal Section13
Legal SubdivisionDUNEDIN RIDGE 1ST ADD
Legal Lot Number40
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2001
Census Tract27106

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1915 CARDINAL RD, DUNEDIN, FL 34698-9211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2019 · Amount on Record
Deed SaleNov 25, 2019 · Amount on Record
Prior SaleOct 6, 2014 · Amount on Record
Deed Document Number2019377593
Deed Book / Page20782 / 2395
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateNov 25, 2019
Property Address1915 CARDINAL RD, DUNEDIN, FL 34698-9211
Document Number0207822395
Book / Page20782 / 2395
Map ReferenceMB 30 PG 48
Instrument DateNov 22, 2019
Instrument2019377593
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,937.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address420 OXFORD RD, 420, PALM HARBOR, FL 34683-6117

Transferred To (Grantee/Buyer)

NameVerified Name
Address1915 CARDINAL RD, DUNEDIN, FL 34698-9211

Mortgage

Document Number0207822397
DateNov 25, 2019
Instrument20782/2397
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,097.00 (+7.23%) Homeowner's exemption$387,925 (+5.99%)$918,267 (+28.72%) Land $358,687 Building $559,580
2023$5,686.00 (+2.73%) Homeowner's exemption$366,012 (+3%)$713,357 (+20.22%) Land $268,903 Building $444,454
2022$5,535.00 Homeowner's exemption$355,351$593,363 Land $255,424 Building $337,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 115 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 units insured
incl. 6 condo units
Nearby Flood Claims450 (1981–2024)
Claims Outside the SFHA13 of 450
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 14 claims
  • Tropical Storm Josephine, Oct 1996 · 74 claims
  • Hurricane Elena, Sep 1985 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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