1915 28th St, Lubbock, TX 79411 Property Records

Lubbock County property record for 1915 28th St, Lubbock, TX 79411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,491 sqft · built 1929
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,526 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R69088`

Property Details

APN / Parcel Number

Primary APN	`R69088`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,491 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1915 28TH ST
City	LUBBOCK
State	TX
Zip	79411-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	ONEALL TERRACE BLK 2 L 7 & 8
Legal Subdivision	ONEALL TERRACE
Legal Block	2
Legal Lot Number	8
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1009
Census Tract	1402

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1915 28TH ST, LUBBOCK, TX 79411-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC
May 1, 2018	Warranty Deed, Transfer WILLOW BND MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2018
Deed Sale	Apr 26, 2018
Deed Document Number	2018-15411
Last Transfer Date	May 1, 2018
Transfer Doc	0000015411
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	1915 28TH ST, LUBBOCK, TX 79411-1509
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044094
Date	Oct 2, 2020
Instrument	2020044094

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BOUNTIFUL, UT 84010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 1, 2018
Property Address	1915 28TH ST, LUBBOCK, TX 79411-1509
Document Number	0000015411
Instrument Date	Apr 26, 2018
Instrument	15411
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1913 28TH ST LUBBOCK TX 79411, LUBBOCK, TX 79411

Mortgage

Document Number	15413
Date	May 1, 2018
Instrument	15413

Lender

Name	WILLOW BND MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,526.00 (-18.09%) Homeowner's exemption	$227,825 (+21%) Land $36,000 Building $198,157	$234,157 (+11.34%) Land $36,000 Building $198,157
2024	$1,863.00 (-0.05%)
2023	$1,864.00 (-34.06%) Homeowner's exemption	$188,285 Land $20,400 Building $189,901	$210,301 Land $20,400 Building $189,901
2022	$2,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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