19145 Rutledge Rd, Wayzata, MN 55391 Property Records

Hennepin County property record for 19145 Rutledge Rd, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,352 sqft · built 1990
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Jul 1998)
Tax Bill	$7,897 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-117-23-44-0087`

Property Details

APN / Parcel Number

Primary APN	`13-117-23-44-0087`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	2,525 sqft
1st Floor Area	1,352 sqft
Basement Area	733 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	145 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	19145 RUTLEDGE RD
City	WAYZATA
State	MN
Zip	55391-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 007 A DEEPHAVEN PARK SUBD NO 3 LOTS 5 AND 6 BLK 7 DEEPHAVEN PARK SUBD NO 3 100 X 145
Legal Range	23
Legal Township	117
Legal Section	13
Legal Quarter	44
Legal Subdivision	DEEPHAVEN PARK SUBD NO 3
Legal Block	7
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	DEEPHAVEN
Census Block Group	4
Census Block	4018
Census Tract	27400

Owner

19145 Rutledge Rd is owned and occupied by two individuals who bought it in July 1998.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19145 RUTLEDGE RD, WAYZATA, MN 55391-3052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 1998 · Amount on File
Deed Sale	Jul 15, 1998 · Amount on File
Deed Document Number	1998673219
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	19145 RUTLEDGE RD, WAYZATA, MN 55391-3052
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11268531
Date	Mar 7, 2024
Instrument	A11268531

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	19145 RUTLEDGE RD, WAYZATA, MN 55391-3052
Document Number	0010594362
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19145 RUTLEDGE RD WAYZATA MN 553913052, WAYZATA, MN 55391-3052

Mortgage

Document Number	0010594362
Date	Sep 20, 2018
Instrument	10594362

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 19, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19145 Rutledge Rd was $7,897.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Deephaven City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,897.00	$669,400 Land $415,000 Building $254,400	$669,400 Land $415,000 Building $254,400
2023	$6,474.00 Homeowner's exemption
2022		$593,000 Land $238,000 Building $355,000	$593,000 Land $238,000 Building $355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19145 Rutledge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19145 Rutledge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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