Hillsborough County property record for 19145 Cherry Rose Cir, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,754 sqft · built 1996 |
| Lot Size | 0.152 acres (6,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,900 (Mar 2025) |
| Tax Bill | $8,081 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012931-5046 |
| Primary APN | 012931-5046 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| Gross Area | 2,475 sqft |
| 1st Floor Area | 1,754 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,602 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
| Porch | Open Porch |
| Porch Area | 237 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129315046 |
|---|---|
| Street Address | 19145 CHERRY ROSE CIR |
| City | LUTZ |
| State | FL |
| Zip | 33558-9014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | VILLAROSA PHASE 1A LOT 23 BLOCK 1 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | VILLAROSA PHASE 1A |
| Legal Tract | HA |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11509 |
19145 Cherry Rose Cir is owned and occupied by two individuals who bought it in March 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19145 CHERRY ROSE CIR, LUTZ, FL 33558-9014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2025 · Amount on File |
| Deed Sale | Mar 14, 2025 · Amount on File |
| Prior Sale | May 31, 2022 · Amount on File |
| Deed Document Number | 2025113152 |
| Prior Transfer Date | Aug 5, 2014 |
| Prior Transfer Doc | 0000261557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 31, 2022 |
| Property Address | 19145 CHERRY ROSE CIR, LUTZ, FL 33558-9014 |
| Document Number | 0000276805 |
| Map Reference | MB 76 PG 31-1-31-15 |
| Instrument Date | May 31, 2022 |
| Instrument | 2022276805 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | CHAMPION'S TITLE SERVICES LLC, CHAMPIONS TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4937 MARINE PKWY, 4937, NEW PORT RICHEY, FL 34652-3572 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19145 CHERRY ROSE CIR, LUTZ, FL 33558-9014 |
| Document Number | 0000276806 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022276806 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19145 CHERRY ROSE CIR, LUTZ, FL 33558-9014 |
| Document Number | 0252730275 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 19145 CHERRY ROSE CIR LUTZ FL 335589014, LUTZ, FL 33558-9014 |
| Document Number | 0252730275 |
|---|---|
| Date | Oct 4, 2017 |
| Book Page | 025273/000275 |
| Instrument | 387669 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 19145 Cherry Rose Cir was $8,081.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $430,597 (-2.08%) Land $100,980 Building $329,617 | $430,597 (-2.28%) Land $100,980 Building $329,617 | |
| 2025 | $8,081.00 Homeowner's exemption | $439,746 | $440,633 Land $100,980 Building $339,653 |
| 2023 | $7,232.00 (+96.95%) Homeowner's exemption | $414,906 (+94.55%) Land $87,516 Building $327,390 | $414,906 (+17.24%) Land $87,516 Building $327,390 |
| 2022 | $3,672.00 Homeowner's exemption | $213,264 | $353,885 Land $74,052 Building $279,833 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19145 Cherry Rose Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 8 (1988–2024) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19145 Cherry Rose Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures