19140 Messick Loop, Andalusia, AL 36421 Property Records

Covington County property record for 19140 Messick Loop, Andalusia, AL 36421

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,523 sqft · built 1961
Lot Size	9.5 acres (413,820 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Jul 2018)
Tax Bill	$978 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-03-06-0-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`23-12-03-06-0-000-002.000`
Alternative APNs	`12030600000020000` `1203060000002000` `23351940`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,523 sqft Living Area
1st Floor Area	1,360 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	413,820 sqft (9.5 acres)
Garage Type	Carport
Garage Area	657 sqft
Carport	Carport
Carport Area	657 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	23351940
Street Address	19140 MESSICK LOOP
City	ANDALUSIA
State	AL
Zip	36421-8350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB/PG>2018/9992 JSD 7/6/18 BEG @ NE COR OF NW4 OF NE4 SEC 6 T4N R17E TH W-465.5' TO POB;TH S-713.3'; NW-156.4'; SW-530.6' TO
Legal Range	17E
Legal Township	04N
Legal Section	06
Jurisdiction	COVINGTON AL
Township / Civil Division	ANDALUSIA
Census Block Group	2
Census Block	2006
Census Tract	962300

Owner

19140 Messick Loop is owned by an individual who bought it in July 2018.

Source: Covington County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6143 OLD CARTER RD, JACKSONVILLE, FL 32234-3415
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage · VA Mortgage TROY BANK & TRUST CO
Jul 9, 2018	Warranty Deed, Transfer · VA Mortgage TROY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Deed Book / Page	2018 / 9992
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON AL
Property Address	19140 MESSICK LOOP, ANDALUSIA, AL 36421-8350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/10113
Date	Jul 10, 2018
Book Page	2018/10113

Lender

Name	TROY BANK & TRUST CO
Type	Bank
Address	TROY, AL 36081

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON AL
Recording Date	Jul 9, 2018
Property Address	19140 MESSICK LOOP, ANDALUSIA, AL 36421-8350
Document Number	2018/09992
Book / Page	2018 / 09992
Instrument Date	Jul 6, 2018
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6143 OLD CARTER RD, JACKSONVILLE, FL 32234-3415

Mortgage

Document Number	2018/09995
Date	Jul 9, 2018
Book Page	2018/09995

Lender

Name	TROY BANK & TRUST CO
Type	Bank
Address	TROY, AL 36081

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 19140 Messick Loop was $978, up 0.9% from the year before.

Source: Covington County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00 (+0.93%)	$36,244 (+0.9%) Land $11,360 Building $24,884	$181,220 (+0.88%) Land $56,800 Building $124,420
2024	$969.00 (+10.11%)	$35,920 (+10.12%) Land $11,360 Building $24,560	$179,640 (+10.14%) Land $56,800 Building $122,840
2023	$880.00 (+18.6%)	$32,620 (+18.6%) Land $9,600 Building $23,020	$163,100 (+18.6%) Land $48,000 Building $115,100
2022	$742.00	$27,504 Land $8,000 Building $19,504	$137,520 Land $40,000 Building $97,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19140 Messick Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19140 Messick Loop is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BuzzBroadband Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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