1914 Settlers Ct, McHenry, IL 60050 Property Records

McHenry County property record for 1914 Settlers Ct, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 1,961 sqft · built 1999
Lot Size	0.339 acres (14,785 sqft)
Owner	Individual Name on Record
Last Sale	$344,000 (Dec 2021)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-103-028`

Property Details

APN / Parcel Number

Primary APN	`09-26-103-028`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,961 sqft Living Area
Gross Area	3,882 sqft
1st Floor Area	1,941 sqft
Basement Area	1,136 sqft
Finished Basement	852 sqft

Exterior

Year Built	Built 1999
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	14,785 sqft
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Deck Area	645 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1914 SETTLERS CT
City	MCHENRY
State	IL
Zip	60050-3992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0039674 LT 47 OLDE MILL PONDS ON BOONE CREEK
Legal Range	08E
Legal Township	45N
Legal Section	26
Legal Subdivision	OLDE MILL PONDS/BOONE CREEK
Legal Block	103
Legal Lot Number	47
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2032
Census Tract	870604

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1914 SETTLERS CT, MCHENRY, IL 60050-3992
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	0000067372
Last Transfer Date	Nov 29, 2022
Transfer Doc	0000039674
Record Updated	Jun 7, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Nov 29, 2022
Property Address	1914 SETTLERS CT, MCHENRY, IL 60050-3992
Document Number	0000039674
Map Reference	DOC 97R1659
Instrument Date	Nov 21, 2022
Instrument	2022R0039674
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1914 SETTLERS CT, MCHENRY, IL 60050-3992

Mortgage

Document Number	0000039675
Date	Nov 29, 2022
Instrument	2022R0039675

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 20, 2021
Property Address	1914 SETTLERS CT, MCHENRY, IL 60050-3992
Document Number	0000067372
Map Reference	DOC 97R1659
Instrument Date	Oct 29, 2021
Instrument	2021R0067372
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1914 SETTLERS CT, MCHENRY, IL 60050-3992

Mortgage

Document Number	0000067373
Date	Dec 20, 2021
Instrument	2021R0067373

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1914 SETTLERS CT, MCHENRY, IL 60050-3992
Document Number	0000043451
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1914 SETTLERS CT MCHENRY IL 600503992, MCHENRY, IL 60050-3992

Mortgage

Document Number	0000043451
Date	Dec 26, 2018
Instrument	43451

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$93,200 Land $18,251 Building $74,949	$279,600 Land $54,753 Building $224,847

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1990–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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