1914 Rucker Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 1914 Rucker Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	2,144 sqft · built 2015
Lot Size	0.65 acres (28,350 sqft)
Owner	Individual Name on File
Last Sale	$238,500 (Oct 2015)
Tax Bill	$3,600 (2026)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43264`

Property Details

APN / Parcel Number

Primary APN	`43264`
Alternative APNs	`1309162` `1346445`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,144 sqft Finished Area
Upper Floors Area	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	28,350 sqft (0.65 acres)
Lot Dimensions	225 ft deep x 126 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1346445
Street Address	1914 RUCKER RD
City	SHELBY
State	NC
Zip	28152-8929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	#36 RUCKER DOWNS SEC II PB 17-106
Legal Subdivision	RUCKER DOWNS
Legal Block	1
Legal Lot Number	69
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3009
Census Tract	950701

Owner

1914 Rucker Rd is owned and occupied by an individual who acquired it in February 2022.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1914 RUCKER RD, SHELBY, NC 28152-8929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2015 · Amount on File
Deed Sale	Oct 30, 2015 · Amount on File
Prior Sale	Jun 17, 2015 · Amount on File
Deed Document Number	20159670
Deed Book / Page	1707 / 1271
Last Transfer Date	Feb 11, 2022
Transfer Doc	0018650614
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND NC
Recording Date	Feb 15, 2022
Property Address	1914 RUCKER RD, SHELBY, NC 28152-8929
Document Number	0018650614
Book / Page	1865 / 614
Map Reference	MB 17 PG 106
Instrument Date	Feb 11, 2022
Instrument	200068572
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 RUCKER RD, SHELBY, NC 28152-8929

Mortgage

Document Number	0001865618
Date	Feb 15, 2022
Instrument	1865/618

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 1914 Rucker Rd was $3,600, up 0.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,600.00 (+0.9%)	$358,597 (-) Land $27,052 Building $331,545	$358,597 (-) Land $27,052 Building $331,545
2025	$3,568.00	$358,597 Land $27,052 Building $331,545	$358,597 Land $27,052 Building $331,545
2023		$270,328 Land $21,357 Building $248,971	$270,328 Land $21,357 Building $248,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1914 Rucker Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1914 Rucker Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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