1914 Ridgewood Dr, El Dorado, AR 71730 Property Records

Union County property record for 1914 Ridgewood Dr, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,914 sqft · built 2000
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Individual Names on File
Last Sale	$255,500 (Jun 2021)
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04625-00033-0000`

Property Details

APN / Parcel Number

Primary APN	`04625-00033-0000`
Alternative APN	`36079`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,432 sqft (0.492 acres)
Garage Type	Mixed
Garage Area	928 sqft
Driveway	Concrete Driveway
Driveway Area	646 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	240 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1914 RIDGEWOOD DR
City	EL DORADO
State	AR
Zip	71730-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND HILLS S-D PT & ALL LOT 33 #938429 #15R001301 #17R000479 #21R004124 33
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	WOODLAND HILLS
Legal Lot Number	33
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	4
Census Block	4012
Census Tract	950800

Owner

1914 Ridgewood Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Union County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANCORP BANK
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE
Jun 21, 2021	Warranty Deed, Transfer FIRST NATIONAL TITLE COMPANY, FIRST NATIONAL TITLE CO
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Jan 1, 1993 · Amount on File
Deed Document Number	20214124
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R000480
Date	Jan 24, 2017
Instrument	2017R000480

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R004328
Date	Jul 14, 2020
Instrument	2020R004328

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION AR
Recording Date	Jun 21, 2021
Property Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233
Document Number	2021R004472
Instrument Date	Jun 18, 2021
Instrument	2021R004472
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FIRST NATIONAL TITLE COMPANY, FIRST NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,131.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 WAVERLY CIR, 131, EL DORADO, AR 71730-7648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233

Mortgage

Document Number	2021R004473
Date	Jun 21, 2021
Instrument	2021R004473

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION AR
Recording Date	Jun 21, 2021
Property Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233
Document Number	2021R004474
Instrument Date	Jun 18, 2021
Instrument	2021R004474
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FIRST NATIONAL TITLE COMPANY, FIRST NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 WAVERLY CIR, 131, EL DORADO, AR 71730-7648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION AR
Recording Date	Jun 8, 2021
Property Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233
Document Number	2021R004124
Map Reference	PB3PG99-A
Instrument Date	Jun 7, 2021
Instrument	2021R004124
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$844.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 RIDGEWOOD DR, EL DORADO, AR 71730-5233

Mortgage

Document Number	2021R004125
Date	Jun 8, 2021
Instrument	2021R004125

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1914 Ridgewood Dr was $1,834 with a homeowner's exemption.

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,240 (-) Land $8,000 Building $44,240	$261,200 Land $40,000 Building $221,200
2025	$1,834.00 Homeowner's exemption	$52,240 Land $8,000 Building $44,240
2024			$261,200 (-) Land $40,000 Building $221,200
2023	$1,797.00 Homeowner's exemption	$52,240 Land $8,000 Building $44,240	$261,200 Land $40,000 Building $221,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1914 Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1914 Ridgewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
TCW Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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