1914 Howard St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1914 Howard St, Port Huron, MI 48060

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,358 sqft · built 2003
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2026)
Tax Bill	$2,520 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-06-267-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-267-0009-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,665 sqft (0.153 acres)
Lot Depth	68.8 ft Depth
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1914 HOWARD ST
City	PORT HURON
State	MI
Zip	48060-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 12 & E 6 FT OF LOT 13 INCL N 1/2 VAC ALLEY ADJ BOYCE PLAT
Legal Lot Number	12-13
Legal Unit	12,13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	3
Census Block	3021
Census Tract	622000

Owner

1914 Howard St is owned and occupied by an individual who bought it in May 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1914 HOWARD ST, PORT HURON, MI 48060-4914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
May 27, 2026	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Deed Document Number	202610588
Deed Book / Page	5927 / 938
Prior Transfer Date	Jun 29, 2011
Prior Transfer Doc	004162/398
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 4, 2026
Property Address	1914 HOWARD ST, PORT HURON, MI 48060-4914
Document Number	0000009040
Book / Page	5920 / 781
Instrument Date	Apr 30, 2026
Instrument	20269040
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4102 CAMPBELL RD, FORT GRATIOT, MI 48059-3603

Mortgage

Document Number	0000009040,
Date	May 4, 2026
Book Page	5920/781
Instrument	20269040

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 27, 2026
Property Address	1914 HOWARD ST, PORT HURON, MI 48060-4914
Document Number	0000010588
Book / Page	5927 / 938
Instrument Date	Apr 30, 2026
Instrument	202610588
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Tax	$170,437.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1914 HOWARD ST, PORT HURON, MI 48060-4914

Tax Assessment & Valuation

The 2025 property tax bill for 1914 Howard St was $2,520, up 2.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,500 (+5.42%)	$253,000
2025	$2,520.00 (+2.69%) Homeowner's exemption	$120,000
2024	$2,454.00		$240,000
2023		$105,100
2022	$2,098.00		$210,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1914 Howard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1914 Howard St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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