Brunswick County property record for 1914 E Dolphin Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 2,923 sqft · built 1992 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Jan 2013) |
| Tax Bill | $4,412 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 235OA02301 |
| Primary APN | 235OA02301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,923 sqft Heated Area |
| Gross Area | 4,576 sqft |
| 1st Floor Area | 435 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Patio |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80078000 |
|---|---|
| Street Address | 1914 E DOLPHIN DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-6317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-7 B-39 S-3 LB PLAT 1/96-99 |
| Legal Subdivision | OAK ISLAND SEC 3 |
| Legal Block | 39 |
| Legal Lot Number | 7 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 20314 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 110 SOLTERRA WAY, DURHAM, NC 27705-7314 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 29, 2017 | Deed of Trust, Mortgage · ARM CRESCOM BANK |
| Dec 5, 2018 | Intrafamily Transfer, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2013 · Amount on Record |
| Deed Sale | Jan 22, 2013 · Amount on Record |
| Deed Book / Page | 3361 / 17 |
| Last Transfer Date | Dec 4, 2018 |
| Transfer Doc | 0041320511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 1914 E DOLPHIN DR, OAK ISLAND, NC 28465-6317 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0054830897 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 5483/897 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 1914 E DOLPHIN DR, OAK ISLAND, NC 28465-6317 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046830511 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 4683/511 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 1914 E DOLPHIN DR, OAK ISLAND, NC 28465-6317 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039520001 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 3952/0001 |
| Name | CRESCOM BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Dec 5, 2018 |
| Property Address | 1914 E DOLPHIN DR, OAK ISLAND, NC 28465-6317 |
| Document Number | 0041320511 |
| Book / Page | 4132 / 0511 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Dec 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 SOLTERRA WAY, 10, DURHAM, NC 27705-7312 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 110 SOLTERRA WAY, DURHAM, NC 27705-7314 |
| Document Number | 41320514 |
|---|---|
| Date | Dec 5, 2018 |
| Instrument | 4132/0514 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Index | 5-Year TN |
| Max Rate | 6% |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,117,530 (-) Land $350,000 Building $767,530 | $1,117,530 (-) Land $350,000 Building $767,530 | |
| 2025 | $4,412.00 (-8.58%) | $1,117,530 (-) Land $350,000 Building $767,530 | $1,117,530 (-) Land $350,000 Building $767,530 |
| 2024 | $4,826.00 | ||
| 2023 | $1,117,530 Land $350,000 Building $767,530 | $1,117,530 Land $350,000 Building $767,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 613 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 613 in force |
| Nearby Flood Claims | 123 (1989–2025) |
| Most Recent Claim | Mar 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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