Walton County property record for 1914 Baytowne Loop, Miramar Beach, FL 32550 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,466 sqft Living Area |
| Lot Size | 3,790 sqft (0.087 acres) |
| Garage | Finished, 286 sqft |
| Last Sale | $699,000 (2019) |
| Tax Bill | $7,959.00 (2024) |
| Primary APN | 23-2S-21-42250-000-0730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,466 sqft Living Area |
| Gross Area | 2,972 sqft Gross Area |
| Stories | 2 Stories |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Lot Area | 3,790 sqft (0.087 acres) |
| Depth X Width | 9.5 ft x 4 ft Depth x Width |
| Garage Type | Finished Garage |
| Garage Area | 286 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 220 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1041730 |
|---|---|
| Street Address | 1914 BAYTOWNE LOOP |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5893 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 73 VILLA LAGO PB 17-15 OR 2697-3923 OR 2961-4357 OR 3021-74 OR 3094-4642 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 23 |
| Legal Subdivision | VILLA LAGO |
| Legal Lot Number | 73 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | WALTON BEACHES |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 950607 |
Source: Walton County records · APN 23-2S-21-42250-000-0730
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4353 SPRING PLACE DR, OLIVE BRANCH, MS 38654-8210 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Jan 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage COGENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on Record |
| Deed Sale | Jan 14, 2019 · Amount on Record |
| Prior Sale | Sep 20, 2016 · Amount on Record |
| Deed Doc Number | 20190001204 |
| Deed Book / Page | 3094 / 4642 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 1914 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5893 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031410773 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 3141/773 |
| Instrument | 20200014550 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 1914 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5893 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AQUA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0031373216 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 3137/3216 |
| Instrument | 20200010667 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 14, 2019 |
| Property Address | 1914 BAYTOWNE LOOP, MIRAMAR BEACH, FL 32550-5893 |
| Document Number | 0030944642 |
| Book / Page | 3094 / 4642 |
| Map Reference | MB 17 PG 15,15A&15B |
| Instrument Date | Jan 10, 2019 |
| Instrument | 20190001204 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,893.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 59 TROUP CT, 59, ACWORTH, GA 30101-9512 |
| Name | Verified Name |
|---|---|
| Address | 2866 COLONY CV, SOUTHAVEN, MS 38672-5003 |
| Document Number | 20190001205 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 20190001205 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $964,093 (+2.17%) Land $194,214 Building $769,879 | $964,093 (+2.17%) Land $194,214 Building $769,879 | |
| 2024 | $7,959.00 (+6.39%) | ||
| 2023 | $7,481.00 (+6.72%) | $943,651 (+8.15%) Land $194,214 Building $749,437 | $943,651 (+8.15%) Land $194,214 Building $749,437 |
| 2022 | $7,010.00 | $872,506 Land $215,577 Building $656,929 | $872,506 Land $215,577 Building $656,929 |
1914 Baytowne Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 6th in Florida |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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