1914 Ann St, Wilmington, NC 28403 Property Records

New Hanover County property record for 1914 Ann St, Wilmington, NC 28403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 1931
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on File
Last Sale	$334,500 (Jul 2021)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R05407-014-023-000`

Property Details

APN / Parcel Number

Primary APN	`R05407-014-023-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Basement Area	1,489 sqft
Finished Basement	1,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 2021
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Terrain	Low
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1914 ANN ST
City	WILMINGTON
State	NC
Zip	28403-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5,RESIDE
Legal Description	ARDMORE BLK F LOT 7
Legal Subdivision	ARDMORE SUBDIVISION
Legal Block	F
Legal Lot Number	7
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2031
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westbrook-Ardmore Historic District listed 2009 · 467 contributing resources · NRIS 08001414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1914 Ann St is owned and occupied by an individual who bought it in July 2021.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1914 ANN ST, WILMINGTON, NC 28403-2118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Jul 24, 2014 · Amount on File
Deed Document Number	202135988
Deed Book / Page	6473 / 94
Prior Transfer Date	Jan 30, 1996
Prior Transfer Doc	9901261996
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Jul 21, 2021
Property Address	1914 ANN ST, WILMINGTON, NC 28403-2118
Document Number	00647300094
Book / Page	6473 / 94
Map Reference	MB 3 PG 52
Instrument Date	Jun 7, 2021
Instrument	2021035988
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1095 CEDAR RIDGE CT, 1095, ANNAPOLIS, MD 21403-1946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1914 ANN ST, WILMINGTON, NC 28403-2118

Mortgage

Document Number	2021035989
Date	Jul 21, 2021
Instrument	2021035989

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1914 Ann St was $2,832, up 3.3% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,300 (-) Land $90,300 Building $391,000	$481,300 (-) Land $90,300 Building $391,000
2025	$2,832.00 (+3.32%)	$481,300 Land $90,300 Building $391,000	$481,300 Land $90,300 Building $391,000
2024	$2,741.00 (+2.97%)
2023	$2,662.00 (-0.6%)	$315,100 Land $55,000 Building $260,100	$315,100 Land $55,000 Building $260,100
2022	$2,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1914 Ann St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	14 (1996–2018)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1914 Ann St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20