19131 White Bluff Dr, Whitney, TX 76692 Property Records

Hill County property record for 19131 White Bluff Dr, Whitney, TX 76692

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,192 sqft · built 2021
Lot Size	0.454 acres (19,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$541,500 (Aug 2023)
Tax Bill	$6,510 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19523-05519-00000-131000`

Property Details

APN / Parcel Number

Primary APN	`19523-05519-00000-131000`
Alternative APN	`144506`

Interior

Full Baths	2 Baths
Building Area	2,192 sqft Living Area
Gross Area	3,293 sqft
1st Floor Area	2,192 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Composition/Composite
Roof Type	Gable
Lot Area	19,776 sqft (0.454 acres)
Garage Type	Attached
Garage Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19523-05519-00000-131000
Street Address	19131 WHITE BLUFF DR
City	WHITNEY
State	TX
Zip	76692-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE BLUFF #19 LT 131
Legal Subdivision	WHITE BLUFF
Legal Block	19
Legal Lot Number	131
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	4
Census Block	4102
Census Tract	960200

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19131 WHITE BLUFF DR, WHITNEY, TX 76692-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 20, 2021	Deed of Trust, Mortgage · Construction Mortgage COGENT BANK
Oct 22, 2021	Vendor's Lien, Subdivision Related Transfer · VA Mortgage CARDINAL FINANCE CO
Jan 4, 2021	Warranty Deed, Transfer MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2023 · Amount on Record
Deed Sale	Aug 30, 2023 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	2023150256
Deed Book / Page	2276 / 812
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	00002142/8
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	19131 WHITE BLUFF DR, WHITNEY, TX 76692-2015
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 P B LN, WICHITA FALLS, TX 76302-2612

Mortgage

Document Number	002276/816
Date	Aug 30, 2023
Book Page	2276/816
Instrument	150257

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	19131 WHITE BLUFF DR, WHITNEY, TX 76692-2015
Transaction Type	Mortgage
Record Updated	Dec 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1687, BURLESON, TX 76097-1687

Mortgage

Document Number	002105/140
Date	Apr 20, 2021
Book Page	2105/140
Instrument	121674

Lender

Name	COGENT BANK
Type	Bank
Address	FORT WORTH, TX 76113

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Oct 22, 2021
Property Address	19131 WHITE BLUFF DR, WHITNEY, TX 76692-2015
Document Number	00002142/8
Book / Page	2142 / 8
Map Reference	SL A-141
Instrument Date	Oct 21, 2021
Instrument	127946
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2022
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1667, BURLESON, TX 76097-1667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19131 WHITE BLUFF DR, WHITNEY, TX 76692-2015

Mortgage

Document Number	0000127947
Date	Oct 22, 2021
Instrument	127947

Lender

Name	CARDINAL FINANCE CO
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILL TX
Recording Date	Jan 4, 2021
Property Address	19131 WHITE BLUFF DR, WHITNEY, TX 76692-2015
Document Number	002086/268
Book / Page	2086 / 268
Map Reference	SL 141A
Instrument Date	Dec 23, 2020
Instrument	118136
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 KENTUCKY AVE, PATERSON, NJ 07503-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1687, BURLESON, TX 76097-1687

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Whitney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,510.00 (+136.9%)	$420,750 (-8.78%) Land $16,810 Building $403,940	$420,750 (-8.78%) Land $16,810 Building $403,940
2025	$2,748.00 Homeowner's exemption	$461,230 (+6.14%) Land $16,810 Building $444,420	$461,230 (+6.14%) Land $16,810 Building $444,420
2023		$434,530 Land $16,810 Building $417,720	$434,530 Land $16,810 Building $417,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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