1913 S 20th St, Waco, TX 76706 Property Records

McLennan County property record for 1913 S 20th St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1999
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$126,350 (Feb 2023)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-004600-006200-4`

Property Details

APN / Parcel Number

Primary APN	`48-004600-006200-4`
Alternative APNs	`4800460000620040101` `164340`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Flooring	Carpet

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Driveway	Concrete Driveway
Driveway Area	730 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1913 S 20TH ST
City	WACO
State	TX
Zip	76706-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BEVERLY PLACE 2ND ADDN LOT 32 BLOCK 2 ACRES .0826
Legal Subdivision	BEVERLY PLACE 2ND ADDN
Legal Block	2
Legal Lot Number	32
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1041
Census Tract	598

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1913 S 20TH ST, WACO, TX 76706-3022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Vendor's Lien, Transfer · Unknown CADENCE BANK NA
Jul 12, 2022	Vendor's Lien, Transfer EXTRACO BANKS NA
Nov 2, 2020	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Prior Sale	Dec 30, 2022
Deed Document Number	20233444
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	0000010747
Record Updated	Oct 29, 2026

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 8, 2023
Property Address	1913 S 20TH ST, WACO, TX 76706-3022
Document Number	0000003444
Map Reference	VOL 355 PG 47
Instrument Date	Feb 3, 2023
Instrument	2023003444
Transaction Type	Transfer
Record Updated	Feb 16, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 S 20TH ST, WACO, TX 76706-3022

Mortgage

Document Number	0000003445
Date	Feb 8, 2023
Instrument	2023003445

Lender

Name	CADENCE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Mar 5, 2053

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 12, 2022
Property Address	1913 S 20TH ST, WACO, TX 76706-3022
Document Number	0000028894
Map Reference	VOL 355 PG 47
Instrument Date	Jun 28, 2022
Instrument	2022028894
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2024 AUSTIN AVE, WACO, TX 76701-1621

Mortgage

Date	Jul 12, 2022

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 2, 2020
Property Address	1913 S 20TH ST, WACO, TX 76706-3022
Document Number	0000039033
Map Reference	VOL 355 PG 47
Instrument Date	Oct 30, 2020
Instrument	2020039033
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 S 20TH ST, WACO, TX 76706-3022

Mortgage

Document Number	0000039034
Date	Nov 2, 2020
Instrument	2020039034

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,920 (+7.63%) Land $13,860 Building $87,060	$100,920 (+7.63%) Land $13,860 Building $87,060
2025	$2,108.00 (-4.23%)	$93,770 (-9.1%) Land $12,600 Building $81,170	$93,770 (-9.1%) Land $12,600 Building $81,170
2024	$2,201.00 (-4.8%)
2023		$103,160 Land $12,600 Building $90,560	$103,160 Land $12,600 Building $90,560
2022	$2,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Pavlov Media.

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