1913 Monte Carlo Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 1913 Monte Carlo Ave, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 1958
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Nov 2014)
Tax Bill	$3,030 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`059-032-011-000`

Property Details

APN / Parcel Number

Primary APN	`059-032-011-000`
Alternative APNs	`0593211000` `0593211`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	1,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1913 MONTE CARLO AVE
City	MODESTO
State	CA
Zip	95350-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE DE VILLE SUBD BLK 6706 LOT 16
Legal Subdivision	COLLEGE DE VILLE SUB
Legal Block	6706
Legal Lot Number	16
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4013
Census Tract	801

Owner

1913 Monte Carlo Ave is owned and occupied by an individual who bought it in November 2014.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1913 MONTE CARLO AVE, MODESTO, CA 95350-3024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CREDIT UNION
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage VALLEY FIRST CU
Apr 7, 2023	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit VALLEY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2014 · Amount on File
Deed Sale	Nov 21, 2014 · Amount on File
Prior Sale	May 12, 2014 · Amount on File
Deed Document Number	201477120
Prior Transfer Date	Apr 2, 2014
Prior Transfer Doc	0000020806
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	Aug 7, 2026
Property Address	1913 MONTE CARLO AVE, MODESTO, CA 95350-3024
Document Number	0000043094
Instrument Date	Aug 3, 2026
Instrument	202643094
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 MONTE CARLO AVE, MODESTO, CA 95350-3024

Mortgage

Document Number	0000043094,
Date	Aug 7, 2026
Instrument	202643094

Lender

Name	VALLEY FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 25, 2051

Interest

Rate	6.43%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1913 MONTE CARLO AVE, MODESTO, CA 95350-3024
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 MONTE CARLO AVE, MODESTO, CA 95350-3024

Mortgage

Document Number	0000014636
Date	Feb 16, 2021
Instrument	2021-0014636

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1913 MONTE CARLO AVE, MODESTO, CA 95350-3024
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 MONTE CARLO AVE, MODESTO, CA 95350-3024

Mortgage

Document Number	0000015266
Date	Apr 7, 2023
Instrument	2023-0015266

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1913 MONTE CARLO AVE, MODESTO, CA 95350-3024
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 MONTE CARLO AVE, MODESTO, CA 95350-3024

Mortgage

Document Number	0000000144
Date	Jan 3, 2024
Instrument	2024-0000144

Lender

Name	VALLEY FIRST CU
Type	Credit Union
Address	MODESTO, CA 95353

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1913 Monte Carlo Ave was $3,030 with a homeowner's exemption, up 1.2% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,030.00 (+1.17%) Homeowner's exemption	$268,458 (+2%) Land $73,548 Building $194,910
2025	$2,995.00 Homeowner's exemption	$263,195 Land $72,106 Building $191,089
2023	$2,816.00 (+2.55%) Homeowner's exemption	$252,977 Land $69,307 Building $183,670
2022	$2,746.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1913 Monte Carlo Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1913 Monte Carlo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ayera Technologies, ezWave.

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