1913 Lark Ln, Stanley, NC 28164 Property Records

Lincoln County property record for 1913 Lark Ln, Stanley, NC 28164

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,984 sqft · built 2018
Lot Size	2.16 acres (94,351 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Sep 2017)
Tax Bill	$3,089 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4601-32-2191`

Property Details

APN / Parcel Number

Primary APN	`4601-32-2191`
Alternative APNs	`460103322240` `263921` `54598`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Modular
Lot Area	94,351 sqft (2.16 acres)
Garage Area	1,464 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	263921
Street Address	1913 LARK LN
City	STANLEY
State	NC
Zip	28164-9200
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	R-SF
Legal Description	#51 & 52 LOWESVILLE DEV
Legal Subdivision	LOWESVILLE
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3023
Census Tract	71102

Owner

1913 Lark Ln, a residential property, is owned and occupied by two individuals who bought it in September 2017.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1913 LARK LN, STANLEY, NC 28164-9200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Apr 17, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LOCAL GOV'T EMPS FCU
Sep 15, 2017	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Prior Sale	Sep 4, 2007
Deed Document Number	2017568116
Deed Book / Page	2693 / 262
Prior Transfer Date	Jan 4, 2007
Prior Transfer Doc	19630185
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1913 LARK LN, STANLEY, NC 28164-9200
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003288121
Date	Nov 8, 2023
Book Page	3288/121
Instrument	673937

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1913 LARK LN, STANLEY, NC 28164-9200
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003127618
Date	Jan 14, 2022
Book Page	3127/618
Instrument	645976

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1913 LARK LN, STANLEY, NC 28164-9200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2995918
Date	Jan 19, 2021
Book Page	2995/918
Instrument	623554

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	DENVER, NC 28037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 17, 2018
Property Address	1913 LARK LN, STANLEY, NC 28164-9200
Book / Page	002737 / 000025
Instrument Date	Apr 16, 2018
Instrument	576765
Transaction Type	Construction Loan
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 LARK LN STANLEY NC 28164, STANLEY, NC 28164

Mortgage

Document Number	273725
Date	Apr 17, 2018
Book Page	002737/000025
Instrument	576765

Lender

Name	LOCAL GOV'T EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 15, 2017
Property Address	1913 LARK LN, STANLEY, NC 28164-9200
Document Number	2693262
Book / Page	002693 / 000262
Instrument Date	Sep 8, 2017
Instrument	568116
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$50.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5850 GOODMAN RD CHARLOTTE NC 282789717, CHARLOTTE, NC 28278-9717

Tax Assessment & Valuation

The 2026 property tax bill for 1913 Lark Ln was $3,089.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,089.00	$488,320 (-) Land $75,741 Building $412,579	$488,320 (-) Land $75,741 Building $412,579
2025	$3,089.00	$488,320 Land $75,741 Building $412,579	$488,320 Land $75,741 Building $412,579
2023	$3,056.00	$488,320 Land $75,741 Building $412,579	$488,320 Land $75,741 Building $412,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1913 Lark Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1913 Lark Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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