1913 Karock Rd, Arnold, CA 95223 Property Records

Calaveras County property record for 1913 Karock Rd, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,600 sqft · built 2004
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Jul 2024)
Tax Bill	$9,137 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-019-016-000`

Property Details

APN / Parcel Number

Primary APN	`023-019-016-000`
Alternative APN	`023-019-016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,600 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Rustic
Construction Type	Wood
Lot Area	29,185 sqft (0.67 acres)
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	023-019-016
Street Address	1913 KAROCK RD
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BIG TREES VILLAGE UNIT 3 LOT 683
Legal Subdivision	BIG TREES VILLAGE
Legal Lot Number	683
Legal Unit	3
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1050
Census Tract	504

Owner

Source: Calaveras County assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1509 MORNING GLORY CIR, LIVERMORE, CA 94551-6789
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 15, 2018	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20247055
Prior Transfer Date	Apr 15, 2004
Prior Transfer Doc	0000011561
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	1913 KAROCK RD, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4621 CLIPPER DR, DISCOVERY BAY, CA 94505-9200

Mortgage

Document Number	0000013101
Date	Sep 17, 2020
Instrument	2020-013101

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 15, 2018
Property Address	1913 KAROCK RD, ARNOLD, CA 95223
Document Number	0000009242
Map Reference	MB3 PG20-20F
Instrument Date	Aug 3, 2018
Instrument	2018-009242
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4621 CLIPPER DR, DISCOVERY BAY, CA 94505-9200

Mortgage

Document Number	0000009243
Date	Aug 15, 2018
Instrument	2018-009243

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Apr 17, 2018
Property Address	1913 KAROCK RD, ARNOLD, CA 95223
Document Number	0000003933
Instrument Date	Mar 16, 2018
Instrument	3933
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4590 MCCREADY CT FAIRFIELD CA 945341370, FAIRFIELD, CA 94534-1370

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,000 (+2%) Land $40,800 Building $775,200
2025	$9,137.00 (+27.03%)	$800,000 (+30.44%) Land $40,000 Building $760,000
2023	$7,193.00 (+3.83%)	$613,297 Land $32,165 Building $581,132
2022	$6,928.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 83% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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