1913 E Bertrand Rd, Niles, MI 49120 Property Records

Berrien County property record for 1913 E Bertrand Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,830 sqft · built 1962
Lot Size	4.1 acres (178,596 sqft)
Owner	Individual Name on File
Last Sale	$181,000 (Apr 2021)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-0113-0009-20-8`

Property Details

APN / Parcel Number

Primary APN	`14-0113-0009-20-8`
Alternative APN	`11-14-0113-0009-20-8`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Raised Ranch
Lot Area	178,596 sqft (4.1 acres)
Lot Depth	876 ft Depth
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1913 E BERTRAND RD
City	NILES
State	MI
Zip	49120-4661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	COM 642.4'N & 1220.83'E OF CEN SEC 13 T8S R17W TH E 103.67'TH S TO A PT 507.9'N & 1324.5'E OF CEN SEC 13 TH E 100'TH S TO C/L
Legal Range	17W
Legal Township	08S
Legal Section	13
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1000
Census Tract	21200

Owner

Source: Berrien County assessment roll, APN 14-0113-0009-20-8, as of June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1913 E BERTRAND RD, NILES, MI 49120-4661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 12, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	2021312679
Deed Book / Page	3322 / 2380
Prior Transfer Date	Mar 19, 2004
Prior Transfer Doc	02706/0411
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 26, 2026
Property Address	1913 E BERTRAND RD, NILES, MI 49120-4661
Document Number	0000461587
Book / Page	3478 / 829
Instrument Date	May 08, 2026
Instrument	2026461587
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 E BERTRAND RD, NILES, MI 49120-4661
Investor	Possibly a Property Investor

Mortgage

Document Number	0000461587,
Date	May 26, 2026
Book Page	3478/829
Instrument	2026461587

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 04, 2041

Interest

Rate	5.74%
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 12, 2021
Property Address	1913 E BERTRAND RD, NILES, MI 49120-4661
Document Number	03322/2380
Book / Page	3322 / 2380
Instrument Date	Mar 26, 2021
Transaction Type	Transfer
Record Updated	Nov 09, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,556.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1913 BURTON RD, NILES, MI 49120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 BURTON RD, NILES, MI 49120

Mortgage

Document Number	0033222383
Date	Apr 12, 2021
Instrument	3322/2383

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll as of June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,300 (+6.98%)	$220,600 (+6.98%)
2025	$2,218.00 (+2.5%) Homeowner's exemption	$103,100 (+28.88%)	$206,200 (+28.88%)
2024	$2,164.00 (+10.3%)
2023		$80,000	$160,000
2022	$1,962.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 92 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy Cooperative, T-Mobile USA.

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