1913 E 13th St, Des Moines, IA 50316 Property Records

Polk County property record for 1913 E 13th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,298 sqft · built 1916
Lot Size	0.183 acres (7,950 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2025)
Tax Bill	$1,216 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2025 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110/05453-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/05453-000-000`
Alternative APN	`792435230008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	2,545 sqft
1st Floor Area	1,298 sqft
Basement Area	1,077 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Bungalow
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	159 ft deep x 50 ft wide
Porch	Enclosed Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1913 E 13TH ST
City	DES MOINES
State	IA
Zip	50316-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 116 UNION ADDITION
Legal Subdivision	UNION ADDITION
Legal Lot Number	116
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2025
Census Tract	1500

Owner

Source: Polk County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1913 E 13TH ST, DES MOINES, IA 50316-2015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Mar 12, 2025	Warranty Deed, Transfer · Line of Credit HARDIN COUNTY SVGS BANK
Mar 31, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Mar 12, 2025 · Amount on Record
Deed Document Number	202578352
Deed Book / Page	20382 / 852
Prior Transfer Date	Jun 25, 1998
Prior Transfer Doc	0000000136
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Dec 31, 2025
Property Address	1913 E 13TH ST, DES MOINES, IA 50316-2015
Document Number	0000078352
Book / Page	20382 / 852
Instrument Date	Dec 17, 2025
Instrument	2025-00078352
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 E 13TH ST, DES MOINES, IA 50316-2015

Mortgage

Document Number	0000078353
Date	Dec 31, 2025
Instrument	2025-00078353

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2051

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 12, 2025
Property Address	1913 E 13TH ST, DES MOINES, IA 50316-2015
Document Number	0000012826
Book / Page	20071 / 221
Instrument Date	Feb 27, 2025
Instrument	2025-00012826
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$176.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5406 DOUGLAS AVE, DES MOINES, IA 50310-1840
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012827
Date	Mar 12, 2025
Instrument	2025-00012827

Lender

Name	HARDIN COUNTY SVGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2055

Interest

Change Frequency	Monthly

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Mar 31, 2023
Property Address	1913 E 13TH ST, DES MOINES, IA 50316-2015
Document Number	0000014834
Book / Page	19433 / 730
Instrument Date	Mar 30, 2023
Instrument	2023-00014834
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1913 E 13TH ST, DES MOINES, IA 50316-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3938 16TH ST, DES MOINES, IA 50313-3037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1913 E 13TH ST, DES MOINES, IA 50316-2015
Document Number	0000068587
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3824 SW 29TH ST DES MOINES IA 503212043, DES MOINES, IA 50321-2043

Mortgage

Document Number	0000068587
Date	Dec 17, 2020
Book Page	018254/000795
Instrument	68587

Lender

Name	NORTHWEST BK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,900 (+13.11%) Land $32,400 Building $37,500	$69,900 (+13.11%) Land $32,400 Building $37,500
2024	$1,216.00 (+204%)
2023		$61,800 Land $28,600 Building $33,200	$61,800 Land $28,600 Building $33,200
2020	$400.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1998–2019)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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