1913 Dunkirk Dr, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 1913 Dunkirk Dr, Lexington, KY 40504

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,092 sqft · built 1965
Lot Size	0.205 acres (8,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,000 (Jun 2025)
Tax Bill	$3,263 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2025 Sale & Mortgage
APN	`15058600`

Property Details

APN / Parcel Number

Primary APN	`15058600`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Lot Area	8,947 sqft (0.205 acres)
Lot Width	63 ft Width
Porch	Open Porch
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1913 DUNKIRK DR
City	LEXINGTON
State	KY
Zip	40504-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	C-230 CARDINAL VALLEY UNIT 1D LOT 10
Legal Subdivision	CARDINAL VALLEY
Legal Block	P
Legal Lot Number	10
Legal Unit	1D
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	3
Census Block	3002
Census Tract	2001

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 WALLACE AVE, 319, FRANKFORT, KY 40601-2161
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Jun 9, 2025	Deed, Transfer · FHA Mortgage LUMINATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Deed Document Number	2025128
Deed Book / Page	4135 / 374
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	1913 DUNKIRK DR, LEXINGTON, KY 40504-1324
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 DUNKIRK DR, LEXINGTON, KY 40504-1324

Mortgage

Document Number	MB11093/531
Date	Oct 28, 2025
Book Page	MB 11093/531
Instrument	202510280044

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Jul 1, 2035

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 9, 2025
Property Address	1913 DUNKIRK DR, LEXINGTON, KY 40504-1324
Document Number	DB4135/374
Book / Page	DB 4135 / 374
Instrument Date	Jun 6, 2025
Instrument	202506090128
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	414 HIGHFIELD RD, LOUISVILLE, KY 40207-2306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1913 DUNKIRK DR, LEXINGTON, KY 40504-1324

Mortgage

Document Number	MB11011649
Date	Jun 9, 2025
Instrument	MB 11011/649

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,263.00 (+117.82%)	$259,000 (+113.7%)	$259,000 (+113.7%)
2025	$1,498.00 (+98.41%)	$121,200 (+12.74%)	$121,200 (+12.74%)
2023	$755.00 Homeowner's exemption	$107,500	$107,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	12 (1989–1998)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jun 1998 · river or lake flooding
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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