1913 Constitution Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1913 Constitution Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,496 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$240,201 (Feb 2002)
Tax Bill	$4,992 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-238884`

Property Details

APN / Parcel Number

Primary APN	`01-238884`
Alternative APNs	`1238884` `238884`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,496 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Built-in
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	238884
Street Address	1913 CONSTITUTION DR
City	SAINT LEONARD
State	MD
Zip	20685-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 16 PLAT 2 OLD GLORY
Legal Subdivision	OLD GLORY
Legal Lot Number	16
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1021
Census Tract	860801

Owner

1913 Constitution Dr is owned and occupied by two individuals who bought it in February 2002.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1913 CONSTITUTION DR, SAINT LEONARD, MD 20685-2133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 28, 2017	Deed of Trust, Mortgage QUICK LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2002 · Amount on File
Deed Sale	Feb 7, 2002 · Amount on File
Deed Document Number	20022632
Deed Book / Page	1526 / 52
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1913 CONSTITUTION DR, SAINT LEONARD, MD 20685-2133
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1913 CONSTITUTION DR, SAINT LEONARD, MD 20685-2133

Mortgage

Document Number	0068080189
Date	Oct 29, 2025
Book Page	6808/189

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1913 CONSTITUTION DR, SAINT LEONARD, MD 20685-2133
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058330400
Date	Jan 22, 2021
Book Page	5833/400

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	1913 CONSTITUTION DR, SAINT LEONARD, MD 20685-2133
Document Number	0049920467
Book / Page	004992 / 000467
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1913 CONSTITUTION DR ST LEONARD MD 206852133, ST LEONARD, MD 20685-2133

Mortgage

Document Number	0049920467
Date	May 12, 2017
Book Page	004992/000467
Instrument	8371739

Lender

Name	QUICK LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1913 Constitution Dr was $4,992.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,100 Land $122,000 Building $349,100	$471,100 Land $122,000 Building $349,100
2025	$4,992.00
2023	$3,989.00	$384,000 Land $122,000 Building $262,000	$384,000 Land $122,000 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1913 Constitution Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1913 Constitution Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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